SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Opinions

Luxury housing sales rise 85% in top cities as HNI and NRI buyers prioritise lifestyle and long-term value

Sachin Bhandari, CEO and Executive Director, VTP Realty

26 Apr 2026

India’s luxury housing market recorded an estimated 85 per cent year-on-year growth across the top seven cities, with over 7,000 units sold in the first half of the year, driven largely by high-net-worth individuals and non-resident Indians. Buyers are increasingly focusing on long-term value, lifestyle quality, and asset stability rather than pure opulence. Demand is shifting towards projects offering smart home integration, sustainability features, and strong infrastructure access. While Mumbai and Delhi-NCR remain key markets, Bengaluru and Pune are emerging as preferred destinations due to economic growth and liveability, with luxury real estate increasingly positioned as a strategic investment asset.Read more

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Delhi-NCR luxury housing prices rise 72% in three years as premium segment expands across asset classes

Santosh Agarwal, Executive Director & CFO, Alpha Corp Development Limited

25 Apr 2026

Delhi-NCR’s luxury real estate segment has recorded a 72% increase in residential prices over the past three years, according to ANAROCK, positioning it as a key growth driver within the region’s property market. Once a niche category, luxury real estate is now expanding across residential, commercial and mixed-use developments, supported by rising high-net-worth individual (HNI) demand, returning NRI investments and evolving buyer preferences. Regulatory reforms under RERA and ongoing infrastructure upgrades, including the Dwarka Expressway and Noida International Airport, have further strengthened market confidence. Developers are increasingly shifting towards high-margin luxury inventory with improved construction standards. The segment is expected to see continued momentum in 2026, driven by sustained demand and controlled supply strategies.Read more

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First-time homebuyers shift priorities as affordability, connectivity and flexibility shape housing decisions

Mr. Mukesh Kumar, Founder & Director of M-Sanvi Real Estate Pvt. Ltd.

25 Apr 2026

India’s first-time homebuyer segment has undergone a structural shift, driven by rising property prices, changing work patterns and greater financial awareness among younger buyers. Typically aged between their late twenties and mid-thirties, this cohort is taking a more cautious and research-driven approach to homeownership, often delaying purchases to build financial stability. A widening gap between income growth and residential price appreciation continues to impact affordability, with most buyers relying heavily on home loans and remaining sensitive to interest rate fluctuations. Preferences are also evolving, with demand shifting towards peripheral locations offering better value and connectivity rather than central urban areas. Improved transport infrastructure, especially metro connectivity, has become a key determinant in purchase decisions. Additionally, digital platforms have enabled buyers to make more informed comparisons, while government incentives offer limited but important support. Overall, first-time buyers are increasingly viewing their initial purchase as a stepping stone rather than a permanent residence.Read more

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Financially stronger homebuyers drive end-user demand shift in India’s housing market

Anil Mittal, Chief Financial Officer, Smartworld Developers

25 Apr 2026

A structural shift in the financial profile of Indian homebuyers is reshaping housing demand, with greater income stability, improved credit access and increased financial awareness influencing purchase decisions. Urban households are increasingly backed by dual incomes, while formalisation of the economy has enhanced borrowing capacity. Buyers are approaching homeownership as part of broader financial planning, prioritising long-term asset creation over speculative gains. This trend has led to a more end-user-driven market, with emphasis on affordability linked to income stability and preparedness. For developers, the evolving buyer profile is contributing to more stable demand cycles and requiring a deeper understanding of affordability beyond pricing metrics.Read more

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BKC growth shifts to vertical development and redevelopment amid land saturation

Vikas Jain, CEO, Labdhi Lifestyle Limited

19 Apr 2026

Bandra Kurla Complex (BKC), Mumbai's primary business district, is entering a new phase of development driven by vertical construction and redevelopment due to limited land availability. With most parcels already built out, future Grade-A office supply is expected to come from optimising existing assets rather than horizontal expansion. Industry observers indicate that demand from global occupiers is shifting towards larger, efficient and sustainable office spaces, prompting redevelopment of ageing stock. Emerging sub-markets such as H-Block are expected to absorb new supply amid constrained availability in the core district. The transition reflects a structural shift in BKC's growth model, aligned with global financial hubs where land scarcity has led to higher-density and design-led development.Read more

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Credibility of dispute resolution systems to shape investor confidence in India, says CJI Surya Kant

19 Apr 2026

Chief Justice of India Surya Kant has emphasised that the effectiveness and credibility of India's dispute resolution mechanisms will play a critical role in shaping investor perception and long-term capital inflows. Speaking at an international arbitration conference in New Delhi, he highlighted the importance of institutional arbitration in ensuring stability in commercial transactions. Senior officials and legal experts noted that strengthening arbitration frameworks, expanding professional capacity, and aligning with global practices are essential for positioning India as a preferred destination for cross-border dispute resolution. The discussions also underscored Delhi's potential as an arbitration hub, supported by its concentration of legal, institutional, and corporate infrastructure.Read more

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Abhishek Bajpai to join CBRE as managing director and head of client engagement for Asia Pacific, based in Singapore

19 Apr 2026

CBRE Group, Inc. has announced the appointment of Abhishek Bajpai as Managing Director and Head of Client Engagement for Asia Pacific, with his role set to commence in the coming weeks. Based in Singapore, he will work with regional leadership to strengthen client engagement strategies across the firm's leasing operations. Bajpai brings over two decades of experience in commercial real estate, including expertise in occupier solutions and multi-market portfolio management. He previously held leadership roles at EQT Real Estate and Colliers, where he managed large-scale client accounts across the region. The appointment aligns with CBRE's efforts to expand its advisory capabilities and deepen relationships with institutional clients and occupiers across Asia Pacific.Read more

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Evolving homebuyer preferences drive integration of global standards with local design in India’s residential sector

Raahil Reddy, Director of Residential Projects

19 Apr 2026

India's residential real estate sector is undergoing a shift as homebuyers increasingly seek globally aligned living standards alongside locally relevant design features. Industry stakeholders indicate that modern housing demand now prioritises smart technologies, wellness amenities, and sustainable construction practices. At the same time, developers are adapting global design principles to suit India's climate, cultural preferences, and multi-generational living patterns. The trend is also driving the development of integrated residential communities with social infrastructure and green spaces. This evolving approach reflects changing buyer expectations and is expected to shape future housing supply across urban markets.Read more

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Integrated townships gain traction in Pune amid rising demand for self-sufficient urban communities

Aakash Agarwal, MD, Krisala Developers

19 Apr 2026

Integrated townships are witnessing increased demand in Pune as homebuyers and investors shift towards self-sufficient, low-density developments offering a mix of residential, commercial, and social infrastructure. Backed by the city's expanding IT sector, educational ecosystem, and industrial corridors, Pune continues to attract professionals and second-home buyers. According to KPMG, the city's real estate market is expected to maintain steady growth, supporting long-term investment potential. These township projects integrate sustainability features such as green spaces, renewable energy systems, and efficient waste management, while also offering lifestyle amenities and improved connectivity. The trend reflects evolving buyer preferences for convenience, environmental quality, and integrated living environments.Read more

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Shift towards suburban luxury housing in Mumbai driven by space, infrastructure and evolving lifestyle preferences

Mr. Vishal Ratanghayra, Founder & CEO of Platinum Corp.

18 Apr 2026

Affluent homebuyers in Mumbai are increasingly favouring suburban locations for luxury housing, reflecting a shift from traditional demand centred on South Mumbai. Industry stakeholders indicate that areas such as Bandra, Khar, and Santacruz are emerging as preferred micro-markets due to better space availability, improved infrastructure, and integrated community living. Enhanced connectivity, hybrid work patterns, and rising expectations around lifestyle amenities are influencing this transition. Developers are responding with larger homes, gated communities, and mixed-use ecosystems, signalling a structural change in how luxury housing is defined and delivered across the Mumbai Metropolitan Region.Read more

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