SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

View All

Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

cover photo

A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

cover photo

Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

cover photo

Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
Read more

cover photo

The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

cover photo

Experts Speak

View All
Akshaya Tritiya is synonymous with auspicious new beginnings. In the Indian cultural context, it is believed that new property purchases made on this day will invite financial stability and growth. Demand for high quality residential real estate across Mumbai has remained strong driven by multiple factors such as improved connectivity due to infrastructure upgrades and a robust domestic economy. At Mayfair Housing, we hope to further amplify this demand with attractive spot booking offers across our sites from Mayfair Codename Coral at Mira Road East to Mayfair Breeze at Andheri West and Mayfair Virar Gardens. We are hopeful that our initiative will convert enquiries into purchases, encouraging prospective homebuyers to solidify their decision.

Mr. Aditya N. Shah, Joint Managing Director, Mayfair Housing

20 Apr 2026

cover photo
Akshaya Tritiya holds a strong cultural significance as a time associated with prosperity and new beginnings. This is a sentiment that is increasingly reflected in the luxury housing segment. For Ekta World, we are part of creating premium residences across established micro-markets such as Bandra, Khar and Santacruz. This Akshaya Tritiya will help in meeting the interests of homebuyers who priorities location, lifestyle and long-term value. The outlook this season remains strong, as end-users are expected to stick with a considered approach towards homeownership, aligning their aspirations with thoughtfully designed spaces in Mumbai's well-connected urban neighborhoods.

Mr. Vivek Mohanani, CEO and Managing Director Ekta World

20 Apr 2026

cover photo
While the Sarva Siddhi Muhurat (auspicious timing) still drives the final signature, developers are preparing for a much more analytical homebuyer this year.
The " High-Ticket " Pivot: Q1 2026 data shows a clear split while mid-segment sales have seen a slight dip, the 5 crore+ segment remains resilient. Developers anticipate that Akshaya Tritiya will be a "closure day" for trophy assets (4BHKs and penthouses) rather than just a day for new inquiries.
Aggressive NRI & HNI Participation: With interest rates stabilizing, there is a massive anticipation of capital inflow from NRIs. These buyers are looking for "wealth preservation" assets properties that serve as a hedge against inflation.
Decisive Conviction: Because this day is considered universally auspicious, developers expect a high booking-to-visit ratio. They anticipate that buyers who have been "shortlisting" since the beginning of the year will use this window to finalize their "Legacy" purchases.

Prashant Khandelwal, Joint Secretary of CREDAI MCHI and Director & CEO of Agami Realty

20 Apr 2026

cover photo
Mumbai's residential real estate landscape has remained resilient to the headwinds of ongoing geopolitical uncertainties. To the contrary, we are witnessing increased interest from NRI buyers in luxury residential projects in the city, owing to the relative stability and strong growth of India's economy. An auspicious occasion such as Akshaya Tritiya solidifies interest into intention, owing to its cultural association with new beginnings. Many Indian buyers believe that asset purchases made on this day will steadily appreciate, offering long-term financial stability. We are optimistic about the surge in demand during this period, and look forward to essaying a key role in our customers financial growth stories.

Deepak Mehta, Partner, Mehta Realty

20 Apr 2026

cover photo
Akshaya Tritiya is an auspicious occasion that widely regarded as a symbol of prosperity, renewal and enduring value. The market sees it as a meaningful time for homebuyers to take important decisions. We at Rubics Group have observed a sense of purpose among buyers during this period, with many homebuyers approaching homeownership with greater clarity and preparedness. Within Mumbai's real estate landscape, this festive sentiment continues to reinforce confidence, as individuals and families look out to invest in homes that match their long-term aspirations of stability and returns.

Mr. Suhan Shetty, Founder & Managing Director, Rubics Realty

20 Apr 2026

cover photo

Opinions

View All

Regulatory reforms reshape housing delivery as developers prioritise compliance, execution and buyer trust

Rhitik Jassar, Chairman, Jassar Dental Medical Education Health Foundation (JDMEHF)

03 May 2026

India’s residential real estate sector is undergoing structural changes driven by regulatory reforms such as RERA, GST and demonetisation, which have introduced greater transparency, financial discipline and accountability. Developers are increasingly focusing on execution quality, governance and timely delivery, while homebuyers are becoming more informed and cautious. Emerging markets such as Modinagar are gaining traction due to improved connectivity and lower costs. The shift towards integrated planning and execution is strengthening developer credibility and buyer confidence, indicating a transition towards a more structured and stable housing market aligned with long-term urban growth.Read more

cover photo

Smart vertical development reshapes Mumbai’s western suburbs into integrated high-rise urban clusters

Mr. Ruchit Mehta, Partner, Mehta Realty

03 May 2026

Mumbai’s western suburbs are undergoing a structural shift towards high-rise, mixed-use developments driven by land scarcity, infrastructure upgrades and evolving urban planning frameworks, according to insights shared by Ruchit Mehta of Mehta Realty. The Malad–Goregaon–Kandivali corridor is emerging as a key growth belt, supported by metro expansion, improvements along the Western Express Highway and transit-oriented development policies. Developers are increasingly focusing on integrated projects combining residential, commercial and social infrastructure. The trend is further supported by redevelopment activity and sustainability-led construction practices, reflecting changing end-user demand for community-oriented, self-sufficient urban environments across Mumbai’s western corridor.Read more

cover photo

AFC Furniture Solutions expands enterprise projects and plans INR 50 crore expansion into non-metro markets

Mr. Maanoj Tomar, Founder, AFC Furniture Solutions

02 May 2026

AFC Furniture Solutions has expanded its role from a modular furniture manufacturer to an integrated workspace solutions provider, delivering large-scale projects across India and overseas markets. The company has executed major assignments, including a 10.5 lakh sq ft campus for TCS in Hyderabad and furnishing works at Noida International Airport, Jewar. With a 4 lakh sq ft manufacturing facility in Greater Noida and an annual capacity of 4.5 lakh units, AFC has reported 3.7x growth with over 20% CAGR. It is now planning an INR 50 crore investment to expand into tier-2 and tier-3 cities while strengthening its enterprise-focused and sustainability-driven operations.Read more

cover photo

The Backbone of Commercial Real Estate: Powering Smart and Sustainable Workplaces

Rohan Sheth, Founder, Volney Commercial Real Estate Advisory

27 Apr 2026

India’s commercial real estate market is witnessing steady expansion, supported by rising global demand, evolving workplace needs and a clear shift towards high-quality office spaces. Leasing activity remained strong in the past year and carried forward into the recent quarter, reflecting structural changes in how offices are designed and used. Companies are prioritising Grade A buildings, flexible workspaces and sustainable infrastructure aligned with ESG goals. The growing presence of global capability centres and new asset classes such as data centres is further strengthening demand, while energy efficiency and smart infrastructure are becoming central to long-term performance.Read more

cover photo

Luxury housing sales rise 85% in top cities as HNI and NRI buyers prioritise lifestyle and long-term value

Sachin Bhandari, CEO and Executive Director, VTP Realty

26 Apr 2026

India’s luxury housing market recorded an estimated 85 per cent year-on-year growth across the top seven cities, with over 7,000 units sold in the first half of the year, driven largely by high-net-worth individuals and non-resident Indians. Buyers are increasingly focusing on long-term value, lifestyle quality, and asset stability rather than pure opulence. Demand is shifting towards projects offering smart home integration, sustainability features, and strong infrastructure access. While Mumbai and Delhi-NCR remain key markets, Bengaluru and Pune are emerging as preferred destinations due to economic growth and liveability, with luxury real estate increasingly positioned as a strategic investment asset.Read more

cover photo

Propsutras

View All

Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

cover photo

Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

cover photo

Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

cover photo

Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

cover photo

Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

cover photo

Property Dictionary

View All

HVAC System

21 hours ago

HVAC stands for the heating, cooling, and ventilation system within a building. The goal of an HVAC system is to make sure that the temperature inside any building is comfortable for those who are in it. This means warming the building up during the cooler months of the year and cooling it down when it gets hot outside. For heat, an HVAC system uses gas, oil, coal, or electricity to provide heat, while the cooler air is provided by a chiller, gas or electric air conditioner, and an electric heat pump.

Fractional Ownership

07 May 2026

Fractional ownership is when the cost of procuring an asset is divided amongst multiple individuals, each getting a share. All the benefits derived from the asset such as income and usage rights are divided pro rata between all shareholders. Fractional ownership is common in the purchase of high value purchases such as private jets, vacation homes, luxury cars, etc. When considering an investment opportunity involving fractional ownership it is important to take note of factors such as the management company's reputation, specifications of the asset, and the potential appreciation.

Legal Title Report

06 May 2026

A legal title report is a written analysis of the status of the title of the property, including a description of the said property, names of titleholders and how the title is held (e.g. joint tenancy). It also includes applicable taxes and encumbrances for the same.

Legal Title of Land

05 May 2026

Title is a legal term that refers to the ownership right to a property. Every property has a title which is created in accordance with the laws relating to immovable property such as Transfer of Properties Act, India Registration Act and Indian Stamp Act. Titles can depict ownership of both personal and real property. Personal Property is anything that does not include real estate such as appliances, furniture, antiques, artwork, etc whereas Real Property includes the physical property of real estate as well as bundle of ownership and usage rights.

GST on home loans

04 May 2026

In India, GST does not apply to home loans. However, a bank provides a host of additional services along with the home loan which are applicable to a charge of 18% GST. Further, processing fees and other charges levied on disbursing home loans fall within the category of financial and related services, as identified by the HSN code 9971, and are therefore subjected to 18% GST. Input tax credit (ITC) can be availed only on properties used for business purposes. Home loans are typically taken for personal home purchase or construction and not for business use, hence ITC cannot be claimed.

Iconic Building

View All

Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 1 ...

Read more
iconic building image

Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show ...

Read more
iconic building image

Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, ...

Read more
iconic building image

Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Mo ...

Read more
iconic building image

Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying grav ...

Read more
iconic building image