SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

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Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

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A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

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Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

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Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
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The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

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Experts Speak

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Akshaya Tritiya is synonymous with auspicious new beginnings. In the Indian cultural context, it is believed that new property purchases made on this day will invite financial stability and growth. Demand for high quality residential real estate across Mumbai has remained strong driven by multiple factors such as improved connectivity due to infrastructure upgrades and a robust domestic economy. At Mayfair Housing, we hope to further amplify this demand with attractive spot booking offers across our sites from Mayfair Codename Coral at Mira Road East to Mayfair Breeze at Andheri West and Mayfair Virar Gardens. We are hopeful that our initiative will convert enquiries into purchases, encouraging prospective homebuyers to solidify their decision.

Mr. Aditya N. Shah, Joint Managing Director, Mayfair Housing

20 Apr 2026

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Akshaya Tritiya holds a strong cultural significance as a time associated with prosperity and new beginnings. This is a sentiment that is increasingly reflected in the luxury housing segment. For Ekta World, we are part of creating premium residences across established micro-markets such as Bandra, Khar and Santacruz. This Akshaya Tritiya will help in meeting the interests of homebuyers who priorities location, lifestyle and long-term value. The outlook this season remains strong, as end-users are expected to stick with a considered approach towards homeownership, aligning their aspirations with thoughtfully designed spaces in Mumbai's well-connected urban neighborhoods.

Mr. Vivek Mohanani, CEO and Managing Director Ekta World

20 Apr 2026

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While the Sarva Siddhi Muhurat (auspicious timing) still drives the final signature, developers are preparing for a much more analytical homebuyer this year.
The " High-Ticket " Pivot: Q1 2026 data shows a clear split while mid-segment sales have seen a slight dip, the 5 crore+ segment remains resilient. Developers anticipate that Akshaya Tritiya will be a "closure day" for trophy assets (4BHKs and penthouses) rather than just a day for new inquiries.
Aggressive NRI & HNI Participation: With interest rates stabilizing, there is a massive anticipation of capital inflow from NRIs. These buyers are looking for "wealth preservation" assets properties that serve as a hedge against inflation.
Decisive Conviction: Because this day is considered universally auspicious, developers expect a high booking-to-visit ratio. They anticipate that buyers who have been "shortlisting" since the beginning of the year will use this window to finalize their "Legacy" purchases.

Prashant Khandelwal, Joint Secretary of CREDAI MCHI and Director & CEO of Agami Realty

20 Apr 2026

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Mumbai's residential real estate landscape has remained resilient to the headwinds of ongoing geopolitical uncertainties. To the contrary, we are witnessing increased interest from NRI buyers in luxury residential projects in the city, owing to the relative stability and strong growth of India's economy. An auspicious occasion such as Akshaya Tritiya solidifies interest into intention, owing to its cultural association with new beginnings. Many Indian buyers believe that asset purchases made on this day will steadily appreciate, offering long-term financial stability. We are optimistic about the surge in demand during this period, and look forward to essaying a key role in our customers financial growth stories.

Deepak Mehta, Partner, Mehta Realty

20 Apr 2026

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Akshaya Tritiya is an auspicious occasion that widely regarded as a symbol of prosperity, renewal and enduring value. The market sees it as a meaningful time for homebuyers to take important decisions. We at Rubics Group have observed a sense of purpose among buyers during this period, with many homebuyers approaching homeownership with greater clarity and preparedness. Within Mumbai's real estate landscape, this festive sentiment continues to reinforce confidence, as individuals and families look out to invest in homes that match their long-term aspirations of stability and returns.

Mr. Suhan Shetty, Founder & Managing Director, Rubics Realty

20 Apr 2026

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Opinions

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Airport-led infrastructure and regional connectivity are repositioning Panvel as Mumbai’s next major urban growth centre

Mr. Samyag Shah, Director, Marathon Nextgen Realty Ltd

24 May 2026

Panvel is emerging as one of the Mumbai Metropolitan Region’s most closely watched infrastructure-led growth corridors as large-scale connectivity projects and the upcoming Navi Mumbai International Airport reshape its long-term urban and economic significance. Industry stakeholders indicate that the region is gradually transitioning from a peripheral residential market into a larger airport-linked urban ecosystem, supported by transport infrastructure, planned development zones and expanding social infrastructure. Connectivity projects including the Mumbai Trans Harbour Link, Panvel-Karjat corridor, proposed metro links and multimodal transport corridors are improving accessibility across the region. At the centre of this transition is the Navi Mumbai Airport Influence Notified Area (NAINA), which is expected to support residential, commercial, logistics and institutional development around the airport ecosystem, positioning Panvel within India’s emerging aerotropolis-led urban growth model.Read more

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Infrastructure upgrades and metro expansion are strengthening Goregaon East’s position as Mumbai’s emerging commercial hub

Vikash Kawar, Director, AGM Vijaylaxmi

24 May 2026

Improved transport infrastructure and enhanced regional connectivity are reshaping commercial real estate activity across Mumbai’s western suburbs, with Goregaon East emerging as a key beneficiary of the shift, according to Vikash Kawar, Director at AGM Vijaylaxmi. In an industry commentary, Kawar highlighted the role of projects such as the Bandra-Worli Sea Link, Coastal Road, Metro Line 7 and the proposed Goregaon-Mulund Link Road in reducing commute times and improving cross-city accessibility. The suburb, once primarily residential, is increasingly attracting Grade A office demand due to its connectivity advantages, competitive rentals and integrated urban ecosystem. The commentary also referenced a major leasing transaction exceeding 73,000 sq ft in Goregaon East, indicating growing occupier confidence in the suburb’s long-term commercial potential.Read more

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Hybrid work and energy risks reshape India’s housing and office demand

Mr. Avneesh Sood, Director Eros Group

24 May 2026

• Rising geopolitical tensions, volatile fuel prices and expanding hybrid work models are beginning to alter residential and office demand patterns across India’s major urban centres.
• Industry observations indicate that integrated townships and mixed-use developments are gaining relevance as businesses and homebuyers seek reduced commute dependency and improved urban resilience.
• Data cited from organisations including the International Energy Agency, Knight Frank India, CBRE, JLL India and ANAROCK highlights increasing demand for flexible office ecosystems, green-certified assets and suburban residential projects.
• Developers and occupiers are increasingly prioritising energy efficiency, sustainability infrastructure and decentralised urban planning amid rising logistics and construction costs linked to global energy uncertainty.
• Suburban corridors in Bengaluru, Hyderabad, Pune and NCR are witnessing growing office and residential activity as companies adopt hub-and-spoke workplace strategies and homebuyers seek larger, integrated communities.
Read more

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Bengaluru’s housing market is evolving beyond the IT boom towards infrastructure-led and lifestyle-driven growth

Nagabhushan Reddy, MD, NBR Group

23 May 2026

Bengaluru’s residential real estate market is entering a new phase shaped by infrastructure expansion, changing buyer expectations and the emergence of multi-nodal urban growth patterns. Industry stakeholders indicate that the city’s housing demand is no longer being driven solely by the technology sector and office corridors, but increasingly by lifestyle preferences, sustainability considerations and long-term liveability. Demand for plotted developments and gated communities has strengthened amid growing preference for land ownership and lower-density residential formats. Infrastructure projects such as the Satellite Town Ring Road (STRR) and Metro Blue Line expansion are also reshaping investment patterns across emerging suburban locations including Bagalur and Yelahanka. Market participants further note that buyers are placing greater emphasis on regulatory transparency, environmental performance and integrated community ecosystems while evaluating residential projects.Read more

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Delhi-NCR homebuyers are increasingly prioritising practical and connected housing over conventional luxury projects

Mr. Mukesh Kumar, Founder & Director of M-Sanvi Real Estate Pvt. Ltd.

23 May 2026

Homebuyers across Delhi-NCR are increasingly shifting towards practical, well-connected and ready-to-move residential properties instead of traditionally defined luxury housing projects. Rising property prices, changing work patterns and greater financial awareness are influencing buyer preferences towards homes that offer functionality, convenience and long-term usability. Industry stakeholders indicate that buyers are now placing stronger emphasis on efficient layouts, connectivity to workplaces and social infrastructure, manageable maintenance costs and immediate occupancy. Demand for compact but intelligently designed homes is also increasing as hybrid work models reshape residential requirements. The trend is prompting developers to focus more on efficient planning, infrastructure-led locations and liveability-driven housing formats rather than purely premium positioning or oversized apartment configurations.Read more

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Propsutras

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Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

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Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

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Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

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Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

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Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

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Property Dictionary

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PLC/ Floor Rise

29 May 2026

Preferential location charge is a premium charged for superior features in a flat. These features can include but are not limited to sea views, park views, higher floors, corner flats, terrace access flats, etc. PLC charges can be calculated on a square foot basis or a slab rate.

Construction Linked Payment Plans

28 May 2026

A Construction-linked Plan (CLP) is a flexible payment method for under construction flats. The buyer initially pays a predetermined down payment, after which all subsequent pre-determined payments are made in instalments that are linked to the progress of construction.

Expression of Interest (EOI) Cheque

27 May 2026

An Expression of Interest (EOI) cheque, also known as an Earnest Money Deposit or Good Faith Deposit, is a sum of money a buyer pays a seller to express a genuine interest and commitment towards purchasing a particular property. It is usually made after both parties are in agreement on the general terms of sale but before any formal signing of an agreement takes place.

Capital Gains

26 May 2026

Capital assets are significant pieces of property such as homes, cars, investment properties, stocks, bonds, and even collectibles or art. Any profit arising from the sale of a ‘capital asset’ is referred to as a capital gain. This gain or profit is considered as ‘income’ and therefore applicable to be taxed. Capital gains tax can be short-term or long term and must be paid within the same year as the transfer of asset. In India, assets received as gifts or by way of a will or inheritance is exempt from taxation. However, if the individual inheriting the asset choses to sell it, capital gain tax will be applicable.

Fair Market Value

25 May 2026

Fair Market Value or FMV refers to the price set for selling or purchasing an asset in the open market. Financial institutions like NBFCs and Government organisations use Fair Market Value while assessing the valuation of collateralized or taxed assets.

Iconic Building

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Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 1 ...

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Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show ...

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Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, ...

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Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Mo ...

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Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying grav ...

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