SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

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Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

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A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

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Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

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Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
Read more

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The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

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Experts Speak

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The RBI's decision to keep the repo rate unchanged at 5.25% and maintain a neutral stance reflects a balanced and prudent approach amid prevailing economic uncertainties. While monetary policy stability provides confidence to the real estate sector, the continuing West Asia crisis and escalating geopolitical tensions are creating significant cost pressures for developers. Rising energy prices, disruptions in global supply chains, and higher transportation costs have led to a sharp increase in the prices of key construction materials such as steel and cement, while also pushing up the landing costs of imported inputs. These factors are likely to impact project viability and housing affordability in the coming months. In this environment, continued policy and fiscal support from the government will be crucial to sustain growth momentum in the sector. Alongside infrastructure investments, affordable housing incentives, faster approvals and liquidity support, proactive GST rationalisation for the real estate sector can play a transformative role. Rationalising GST on construction inputs and addressing input tax credit inefficiencies would help reduce project costs, improve housing affordability and support faster project execution. Given the strong multiplier effect of real estate on employment generation and overall economic growth, timely government intervention can help mitigate external headwinds and sustain demand across housing segments. Without adequate support, there remains a possibility of demand moderation and slower momentum in certain segments of the market. Despite the current challenges, the Indian real estate sector remains fundamentally resilient and well-positioned for long-term growth, supported by strong end-user demand, rapid urbanisation and a conducive policy framework.

Mr. Kamlesh Thakur, President, NAREDCO Maharashtra and Co-Founder & Managing Director, Srishti Group

05 Jun 2026

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The RBI's decision to maintain the repo rate and neutral stance sends a reassuring message that macroeconomic stability remains a priority. For developers involved in redevelopment and urban housing projects, stable financing conditions are essential for planning and execution. The Governor's observation that inflation pressures have had limited domestic pass-through is encouraging, although the industry will remain watchful of any upward movement in inflation in the coming quarters. Overall, the policy supports continuity in housing demand and project development.

Mr. Rohan Brahmdev Shukla, Director and Chief Civil Officer, DGS Group

05 Jun 2026

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The RBI's policy decision underscores the importance of balancing growth with inflation management at a time when geopolitical tensions and energy price volatility are influencing global markets. An unchanged repo rate provides continuity and predictability for both homebuyers and investors. Residential demand has remained healthy across key urban markets, and stable borrowing costs should support buyer confidence. If inflation remains contained and economic fundamentals stay strong, the real estate sector is well positioned to maintain momentum through the second half of the year.

Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory

05 Jun 2026

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The RBI's decision to keep rates unchanged while maintaining a neutral stance reflects a balanced reading of the economy. For the real estate ecosystem, predictability in the interest rate environment is crucial because it influences homebuyer sentiment, financing decisions and investment planning. The central bank's confidence in India's resilience amid global disruptions is encouraging. As long as inflation remains broadly contained, we expect residential demand, especially in well-connected urban micro-markets, to remain healthy and supportive of sustained sectoral growth.

Mr. Nihar Jayesh Thakkar, Founder, The Mandate House Private Limited

05 Jun 2026

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The RBI’s decision to maintain the repo rate at 5.25% reflects a prudent and balanced approach at a time when global markets continue to navigate geopolitical uncertainties, evolving trade dynamics, and inflationary pressures. Monetary policy stability provides much-needed certainty to consumers, businesses, and investors, supporting confidence across sectors of the economy.
Over the past few months, homebuyers have adopted a measured approach amid mixed economic signals and global volatility. The continuation of the current rate regime sends a positive signal that borrowing costs are likely to remain stable in the near term, encouraging prospective buyers to revisit their homeownership decisions ahead of the festive season.
For the real estate sector, the benefits of the cumulative rate reductions announced earlier continue to support housing affordability. Simultaneously, strong rental demand across the Mumbai Metropolitan Region has emerged as a key market driver, attracting both end-users and investors seeking long-term value appreciation. Supported by transformative infrastructure projects, enhanced connectivity, and sustained economic growth, MMR remains well-positioned to witness healthy residential demand in the coming months.

Mr. Sukhraj Nahar, President, CREDAI-MCHI

05 Jun 2026

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Opinions

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From care to climate readiness: The evolution of Senior Living in India

Mr. Rajagopal G, Co-Founder Chief Executive Officer, Lifebridge Group

13 Jun 2026

India's senior living sector is witnessing a shift from a care-centric model to one that increasingly incorporates sustainability, environmental responsibility and climate resilience. As older adults seek greater independence, social engagement and improved quality of life, the physical environment is becoming a key consideration in residential communities. Rising temperatures, extreme weather events and pressure on natural resources are also highlighting the need for climate-responsive infrastructure tailored to the needs of an ageing population. According to Rajagopal G, Co-Founder and CEO of Lifebridge Group, senior living developments must integrate green spaces, energy-efficient systems, resilient infrastructure and technology-enabled services to support both well-being and long-term sustainability. The article argues that future-ready senior living communities will require collaboration among developers, healthcare providers, policymakers and urban planners to address both ageing and climate challenges.Read more

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Wellness-focused luxury homes gain traction among Mumbai buyers

Mr. Porush Jhunjhunwala, Founder & CEO, Banke International Properties

07 Jun 2026

A growing preference for health, wellbeing and lifestyle quality is reshaping Mumbai’s luxury residential market, giving rise to a new category of affluent buyers increasingly referred to as “wellthy” homebuyers. While location, exclusivity and investment value remain important considerations, homebuyers are placing greater emphasis on wellness-oriented features such as natural ventilation, green spaces, indoor air quality and integrated lifestyle amenities. This shift is influencing project design, location preferences and development strategies across the city. Developers are incorporating sustainable infrastructure, biophilic design elements and health-focused technologies into residential projects as buyers seek homes that support physical comfort, mental wellbeing and work-life balance. The trend is also contributing to stronger demand for projects offering long-term liveability and environmentally conscious design.Read more

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Bhugaon sees rising residential interest as infrastructure upgrades reshape Pune’s western corridor

Amit Paranjape, Director – Business Development, Paranjape Schemes (Construction) Limited

31 May 2026

• Bhugaon, located in Mulshi taluka under PMC jurisdiction, is witnessing increasing residential demand as infrastructure expansion strengthens Pune’s western growth corridor.
• Improved connectivity through Paud Road, the Mumbai–Pune Bypass and the proposed Missing Link project on the Mumbai–Pune Expressway is expected to enhance accessibility between Pune and Mumbai.
• Developers are increasingly focusing on integrated township projects in the micro-market, driven by demand for larger homes, green surroundings and lower-density living environments.
• Residential demand in Pune’s western suburbs has been supported by price appreciation, growing housing absorption and preference for lifestyle-led township developments.
• Large-format developments such as Paranjape Schemes’s Forest Trails township are contributing to Bhugaon’s emergence as a developing residential cluster in western Pune.
Read more

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How Infrastructure Upgrades are Driving Commercial Real Estate in Andheri

Mr. Rohit Garodia, Founder and Managing Partner, Pecan Realty.

31 May 2026

Infrastructure development is playing a major role in reshaping Andheri’s commercial real estate market, with improved metro and road connectivity making the suburb more accessible for businesses and employees. The expansion of metro corridors, including Metro Line 6, the Aqua Line, and Metro Lines 2A and 2B, is improving east-west and north-south connectivity across Mumbai. At the same time, projects such as the Mumbai Coastal Road and the Bandra–Versova Sea Link are reducing travel time and easing congestion. These developments are helping Andheri attract sustained office leasing demand, particularly from mid-sized firms and technology-driven businesses seeking efficient and well-connected office locations.Read more

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Airport-led infrastructure and regional connectivity are repositioning Panvel as Mumbai’s next major urban growth centre

Mr. Samyag Shah, Director, Marathon Nextgen Realty Ltd

24 May 2026

Panvel is emerging as one of the Mumbai Metropolitan Region’s most closely watched infrastructure-led growth corridors as large-scale connectivity projects and the upcoming Navi Mumbai International Airport reshape its long-term urban and economic significance. Industry stakeholders indicate that the region is gradually transitioning from a peripheral residential market into a larger airport-linked urban ecosystem, supported by transport infrastructure, planned development zones and expanding social infrastructure. Connectivity projects including the Mumbai Trans Harbour Link, Panvel-Karjat corridor, proposed metro links and multimodal transport corridors are improving accessibility across the region. At the centre of this transition is the Navi Mumbai Airport Influence Notified Area (NAINA), which is expected to support residential, commercial, logistics and institutional development around the airport ecosystem, positioning Panvel within India’s emerging aerotropolis-led urban growth model.Read more

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Propsutras

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Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

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Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

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Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

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Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

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Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

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Property Dictionary

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Co-operative Housing Society

19 Jun 2026

A co-operative housing society is a legal entity that can own one or more residential buildings. Membership is granted by way of a share purchase and share-holders are given the legal right to occupy a housing unit within the society.

Easement

18 Jun 2026

An easement refers to a party’s right to use or improve portions of another party’s property, or to prevent the owner from using or improving the property in certain ways. The first type is referred to as affirmative easement, e.g. A utility company may have the right to run a gas line through a person’s property or pedestrians may have the right to use a footpath that passes through that property. A negative easement restricts the title-holder from doing something, e.g. An owner may not be allowed to build a structure in his garden that would block his neighbour’s light.

Restrictive Covenant

17 Jun 2026

A restrictive covenant is an agreement that a seller writes into a buyer’s deed of property that restricts how the buyer may use that property. For example, the seller may want the buyer to leave a building’s original façade intact. As long as they don’t break the law, restrictive covenants can be as specific and arbitrary as the parties are willing to agree to.

Registration Charges

16 Jun 2026

The registration fee is calculated at the rate of 1% of the agreement value of the property with a maximum cap of Rs. 30,000/-.

Sale of an Immovable Property

15 Jun 2026

A sale is a complete out-and-out transfer of ownership of a property (with all its rights and liabilities) from one person (or more) to another (or more) in exchange for a consideration, i.e. money. As per Section (17) of the Registration Act 1908 registration of a sale is mandatory when the value of the immoveable property exceeds INR 100/-. If a property is transferred for something other than money, the transaction is referred to as an exchange and not a sale.

Iconic Building

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Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 1 ...

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Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show ...

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Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, ...

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Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Mo ...

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Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying grav ...

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