SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

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Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

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A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

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Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

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Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
Read more

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The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

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Experts Speak

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Akshaya Tritiya is synonymous with auspicious new beginnings. In the Indian cultural context, it is believed that new property purchases made on this day will invite financial stability and growth. Demand for high quality residential real estate across Mumbai has remained strong driven by multiple factors such as improved connectivity due to infrastructure upgrades and a robust domestic economy. At Mayfair Housing, we hope to further amplify this demand with attractive spot booking offers across our sites from Mayfair Codename Coral at Mira Road East to Mayfair Breeze at Andheri West and Mayfair Virar Gardens. We are hopeful that our initiative will convert enquiries into purchases, encouraging prospective homebuyers to solidify their decision.

Mr. Aditya N. Shah, Joint Managing Director, Mayfair Housing

20 Apr 2026

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Akshaya Tritiya holds a strong cultural significance as a time associated with prosperity and new beginnings. This is a sentiment that is increasingly reflected in the luxury housing segment. For Ekta World, we are part of creating premium residences across established micro-markets such as Bandra, Khar and Santacruz. This Akshaya Tritiya will help in meeting the interests of homebuyers who priorities location, lifestyle and long-term value. The outlook this season remains strong, as end-users are expected to stick with a considered approach towards homeownership, aligning their aspirations with thoughtfully designed spaces in Mumbai's well-connected urban neighborhoods.

Mr. Vivek Mohanani, CEO and Managing Director Ekta World

20 Apr 2026

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While the Sarva Siddhi Muhurat (auspicious timing) still drives the final signature, developers are preparing for a much more analytical homebuyer this year.
The " High-Ticket " Pivot: Q1 2026 data shows a clear split while mid-segment sales have seen a slight dip, the 5 crore+ segment remains resilient. Developers anticipate that Akshaya Tritiya will be a "closure day" for trophy assets (4BHKs and penthouses) rather than just a day for new inquiries.
Aggressive NRI & HNI Participation: With interest rates stabilizing, there is a massive anticipation of capital inflow from NRIs. These buyers are looking for "wealth preservation" assets properties that serve as a hedge against inflation.
Decisive Conviction: Because this day is considered universally auspicious, developers expect a high booking-to-visit ratio. They anticipate that buyers who have been "shortlisting" since the beginning of the year will use this window to finalize their "Legacy" purchases.

Prashant Khandelwal, Joint Secretary of CREDAI MCHI and Director & CEO of Agami Realty

20 Apr 2026

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Mumbai's residential real estate landscape has remained resilient to the headwinds of ongoing geopolitical uncertainties. To the contrary, we are witnessing increased interest from NRI buyers in luxury residential projects in the city, owing to the relative stability and strong growth of India's economy. An auspicious occasion such as Akshaya Tritiya solidifies interest into intention, owing to its cultural association with new beginnings. Many Indian buyers believe that asset purchases made on this day will steadily appreciate, offering long-term financial stability. We are optimistic about the surge in demand during this period, and look forward to essaying a key role in our customers financial growth stories.

Deepak Mehta, Partner, Mehta Realty

20 Apr 2026

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Akshaya Tritiya is an auspicious occasion that widely regarded as a symbol of prosperity, renewal and enduring value. The market sees it as a meaningful time for homebuyers to take important decisions. We at Rubics Group have observed a sense of purpose among buyers during this period, with many homebuyers approaching homeownership with greater clarity and preparedness. Within Mumbai's real estate landscape, this festive sentiment continues to reinforce confidence, as individuals and families look out to invest in homes that match their long-term aspirations of stability and returns.

Mr. Suhan Shetty, Founder & Managing Director, Rubics Realty

20 Apr 2026

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Opinions

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BKC growth shifts to vertical development and redevelopment amid land saturation

Vikas Jain, CEO, Labdhi Lifestyle Limited

19 Apr 2026

Bandra Kurla Complex (BKC), Mumbai's primary business district, is entering a new phase of development driven by vertical construction and redevelopment due to limited land availability. With most parcels already built out, future Grade-A office supply is expected to come from optimising existing assets rather than horizontal expansion. Industry observers indicate that demand from global occupiers is shifting towards larger, efficient and sustainable office spaces, prompting redevelopment of ageing stock. Emerging sub-markets such as H-Block are expected to absorb new supply amid constrained availability in the core district. The transition reflects a structural shift in BKC's growth model, aligned with global financial hubs where land scarcity has led to higher-density and design-led development.Read more

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Credibility of dispute resolution systems to shape investor confidence in India, says CJI Surya Kant

19 Apr 2026

Chief Justice of India Surya Kant has emphasised that the effectiveness and credibility of India's dispute resolution mechanisms will play a critical role in shaping investor perception and long-term capital inflows. Speaking at an international arbitration conference in New Delhi, he highlighted the importance of institutional arbitration in ensuring stability in commercial transactions. Senior officials and legal experts noted that strengthening arbitration frameworks, expanding professional capacity, and aligning with global practices are essential for positioning India as a preferred destination for cross-border dispute resolution. The discussions also underscored Delhi's potential as an arbitration hub, supported by its concentration of legal, institutional, and corporate infrastructure.Read more

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Abhishek Bajpai to join CBRE as managing director and head of client engagement for Asia Pacific, based in Singapore

19 Apr 2026

CBRE Group, Inc. has announced the appointment of Abhishek Bajpai as Managing Director and Head of Client Engagement for Asia Pacific, with his role set to commence in the coming weeks. Based in Singapore, he will work with regional leadership to strengthen client engagement strategies across the firm's leasing operations. Bajpai brings over two decades of experience in commercial real estate, including expertise in occupier solutions and multi-market portfolio management. He previously held leadership roles at EQT Real Estate and Colliers, where he managed large-scale client accounts across the region. The appointment aligns with CBRE's efforts to expand its advisory capabilities and deepen relationships with institutional clients and occupiers across Asia Pacific.Read more

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Evolving homebuyer preferences drive integration of global standards with local design in India’s residential sector

Raahil Reddy, Director of Residential Projects

19 Apr 2026

India's residential real estate sector is undergoing a shift as homebuyers increasingly seek globally aligned living standards alongside locally relevant design features. Industry stakeholders indicate that modern housing demand now prioritises smart technologies, wellness amenities, and sustainable construction practices. At the same time, developers are adapting global design principles to suit India's climate, cultural preferences, and multi-generational living patterns. The trend is also driving the development of integrated residential communities with social infrastructure and green spaces. This evolving approach reflects changing buyer expectations and is expected to shape future housing supply across urban markets.Read more

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Integrated townships gain traction in Pune amid rising demand for self-sufficient urban communities

Aakash Agarwal, MD, Krisala Developers

19 Apr 2026

Integrated townships are witnessing increased demand in Pune as homebuyers and investors shift towards self-sufficient, low-density developments offering a mix of residential, commercial, and social infrastructure. Backed by the city's expanding IT sector, educational ecosystem, and industrial corridors, Pune continues to attract professionals and second-home buyers. According to KPMG, the city's real estate market is expected to maintain steady growth, supporting long-term investment potential. These township projects integrate sustainability features such as green spaces, renewable energy systems, and efficient waste management, while also offering lifestyle amenities and improved connectivity. The trend reflects evolving buyer preferences for convenience, environmental quality, and integrated living environments.Read more

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Propsutras

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Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

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Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

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Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

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Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

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Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

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Property Dictionary

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Load Bearing Wall

22 hours ago

A load-bearing wall in a building is one that fulfils the function of providing support for the building and other elements such as beams, vaults, lintels, pillars, columns, etc. The materials most often used to construct load-bearing walls in large buildings are concrete, stone, block, or brick. These walls are usually more than 30 centimetres wide. When carrying out renovations, it is important not to tamper with the structure of the load-bearing wall as doing so could damage the stability of the building.

Sill or Window Sill

21 Apr 2026

A window sill is a horizontal surface or structure at the bottom of a window or opening. Often made of stone, it serves as a base on which to fix the window. It must be constructed to prevent leakage of water into the building.

False Ceiling

20 Apr 2026

False ceilings are secondary ceilings that are hung below the main ceiling with the help of suspension cords or struts. These ceilings are created from a wide range of materials such as POP (plaster of Paris), gypsum board, asbestos sheets, particle board, aluminium panel, wood etc. They are also known as dropped ceiling or suspended ceiling. False ceilings can be created to regulate temperature, install lights, conceal electrical cables and pipes or simply for aesthetic purposes.

Joint Tenancy

17 Apr 2026

Joint tenancy occurs when two or more people hold title to real estate jointly, with equal rights to enjoy the property during their lives. If one of the partners dies, their rights of ownership pass to the surviving tenant(s) through a legal relationship known as a right of survivorship. Tenants can enter into a joint tenancy at the same time. This usually occurs through a deed.

Sole Ownership

16 Apr 2026

Sole ownership can be characterized as ownership by an individual or entity legally capable of holding the title. The most common sole ownership is held by single men and women, and married men or women who hold property apart from their spouse, and businesses that have a corporate structure allowing them to invest in or hold interest in real estate.

Iconic Building

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Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 1 ...

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Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show ...

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Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, ...

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Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Mo ...

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Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying grav ...

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