Find answers to common questions about real estate, from general inquiries to specific topics ike legal espects, taxaton, imvestment and locaton-based insights. Our comprehensive FAQ a ms to provide clear ana concise information to guide you through your real estate journey.
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RERA Act, 2016
The Government of India introduced the Real Estate (Regulation and Development) Act in the year 2016 to regulate the real estate industry. All the sections of the Act came into force with effect from 1st May, 2017. The key objective of the Act was to bring greater transparency, accountability, financial discipline and speedy dispute redressal for homebuyers and allotees. The passing of the RERA Act 2016 is widely considered as a watershed moment in Indian Real Estate. The Act has mandated the creation of a state body to regulate and monitor real estate projects, made critical project information accessible to the public and mandated the creation of a special Real Estate Appellate Tribunal to address grievances.
According to the RERA Act 2016, any person or entity that constructs or converts a building into apartments, develops land for sale, sells residential apartments or plots shall be considered the promoter of a project. If more than one entity or individual is responsible for development, both shall be held jointly liable to fulfil the functions and responsibilities as specified under the Act and the rules and regulations made thereunder.
According to Section 2 (d) of the RERA Act 2016, an “allottee” refers to an individual to whom a plot of land, apartment or building has been sold, allotted or transferred by a promoter. It includes anybody that may subsequently acquire the said allotment through a sale but does not include those renting the property.
The carpet area of a flat refers to the actual usable space within a property. It represents the area on which one can place a carpet. The Real Estate (Regulation and Development Act, 2016) describes carpet area as the net useable floor area of an apartment, excluding the area covered by external walls, areas under service shafts, exclusive balcony or verandah area and open terrace area, but includes the area covered by the internal partition walls of the apartment.
1. Any individual or entity developing or who wishes to construct an independent building, building with apartments or wishes to convert an existing structure into apartments.
2. An individual or entity who wants to develop land into a residential or commercial project with the purpose of selling it to others.
3. An individual or entity that wishes to purchase a plot owned by a development authority that is available for sale.
4. A primitive cooperative housing society and a state-level cooperative housing finance society that creates apartments or buildings for their members or allottees.
5. Any person who claims to be acting as the bearer of a power of attorney from the landlord of the property on which the building or apartment is erected or plot is developed for sale and works as a builder, coloniser, contractor, developer, estate developer, or by any other name.
1. The RERA Act 2016 requires all residential and commercial projects that exceed 500 square meters and having more than eight apartments to be registered by the promoters (as defined by them) with the concerned RERA authority before promoting it.
2. Projects wherein renovation, repair or redevelopment is taking place and there is no marketing, advertising, or selling of apartments or new allotment of any apartment, plot of building taking place need not register.
3. The RERA Act does not apply to rental agreements or resale deals in RERA registered properties.
A promoter cannot advertise, market, or sell a project without a RERA registration number. Failure to register a project by a promoter attracts a penalty of up to 10% of the total project cost. The documents required for the registration process include authenticated copies of approvals and the commencement certificate, making it impossible for a promoter to undertake any marketing or effect any sales before receiving all approvals. This provision protects buyers from investing in dubious projects that have not procured the requisite approvals. The Act provides a period of 30 days for a RERA authority to approve or reject a registration application.
Real estate agents who facilitate the selling or purchasing of properties must register themselves with the RERA authority of the state they are practising in. Each state / union territory issues only one registration number to an agent operating in their purview. If a real estate agent fails to register or contravenes section 9 (which is the registration of agents) and /or Section 10 (rules and responsibilities of agents) he /she shall be liable to a penalty of ₹10,000 payable every day during which such default continues. This penalty may extend till 5% of the cost of the plot of the real estate project.
• Under the RERA Act, every state is expected to set up a RERA authority consisting of a chairman and at least two members and is subsequently expected to set up the Real Estate Appellate Tribunal (REAT) to address grievances.
• Any aggrieved person in relation to any registered real estate project who believes there has been a violation or contravention of the provisions of the Act or its rules and regulations may file a complaint with the concerned RERA authority or its adjudicating officer.
• Any person aggrieved by any direction, decision, or order made by the RERA authority or an adjudicating officer may file an appeal for the Appellate Tribunal (REAT). Any person aggrieved by any decision or order of the Appellate Tribunal, may proceed to the High Court.
The RERA Act 2016 requires each state to maintain a website and mandates that every promoter of a project to enter all the prescribed details of the project on the website and update it regularly within a span of three months. This has been done to make information about projects available for public viewing.
Information uploaded includes proposed and sanctioned plans, layouts with specifications, allotted and utilised FSI and promoter details such as contact information and past experience. It also includes proposed number of buildings, wings and flats, stage wise completion schedules for construction including provision for civic amenities such as water, sanitation, and infrastructure. Apart from this, a promoter is required to give quarterly updates the number of apartments and / or plots and number of covered parking and / or garages booked.
The RERA Act has made several provisions to ensure the buyer’s money is protected by way of limiting booking amounts and ensuring promoters set up escrow accounts to limit the misuse of funds.
1. A promoter cannot accept more than 10% of the cost of the apartment / plot without getting into a written sale agreement with the prospective home buyers. This agreement must then be registered as per the provisions of the Indian Registration Act 1806.
2. The promoter must retain 70% of the amount received from the allottees in a separate account maintained by a scheduled bank. This money can be withdrawn in proportion to the percentage of completion of the project and used to cover project expenses. For example, if 50% of the capital is withdrawn it should be used to complete 50% of the project. The percentage completed must be certified by an engineer, architect, or chartered accountant in practise.
3. A promoter is bound to compensate a buyer for any false or incorrect statement with a full refund of the property cost with applicable interest.
4. A promoter must submit accounting and audit reports to the respective RERA authority for scrutiny.
5. The RERA Authority has the right to sanction and order for strict penalties in case of noncompliance of rules. The Act provides for the RERA authority to freeze a project’s bank accounts upon non-compliance of any policy, provision, rules and regulations or responsibilities.
1. Under the RERA Act, a promoter is liable to fix any structural defects, or defects in workmanship without charging the allottees for a period of five years from handing over possession.
2. If a promoter does not deliver the units on time or in accordance with the agreement, RERA gives the allottees the option of: (1) withdrawing their money with interest at a prescribed rate; or (2) stay invested and receive interest at a prescribed rate. In both cases the rate will be determined by the state government.
3. RERA prohibits a promoter from making ay alterations or additions to the sanctioned layout plans without the previous written consent of at least two-thirds of the allottees.
Maharashtra Land‑Subdivision Amendment 2025
The Maharashtra Land Revenue Code (Second Amendment) Bill, 2025 was passed, simplifying the process for subdividing small urban plots in areas where there is an approved Development Plan or Regional Plan.
It will benefit owners of small “gunthewari” urban plots nearly 60 lakh families, or about 3 crore residents by enabling them to convert to individual ownership more easily.
Landowners can pay a one-time premium, get individual ownership rights, and have their name entered in the 7/12 land record, without needing repeated Non-Agricultural permissions.
Yes. The amendment applies only to existing plots/subdivisions as of 15 October 2024. It does not affect lands already reserved under planning norms, and is intended for existing residents not new developments.
Opposition members have expressed concerns about possible strain on infrastructure (such as road width, drainage, civic services) and warned the amendment could unintentionally benefit builders. They also noted that rural landowners still face difficulties getting clean titles.
The government says the amendment aims to regularise long-time residents on small urban plots, giving them legal recognition and clean ownership records, reducing paperwork and making future transactions easier.
The amendment complements earlier reforms like creation of land banks and use of digital mapping aimed at improving planning, streamlining approvals, and giving clarity to property ownership and transfers in the state.
CBI Case Against Anmol Ambani & Reliance Home Finance
The CBI registered the case after Union Bank of India reported that Reliance Home Finance caused a loss of around INR 228 crore. The bank said the company did not follow repayment terms and engaged in financial irregularities while using the sanctioned loan.
The complaint was filed by Union Bank of India, earlier known as Andhra Bank. The bank stated that the company failed to meet conditions attached to the credit facilities and that the funds were not used as per the approved purpose.
The bank had sanctioned INR 450 crore in credit limits for the company’s business operations. These facilities came with strict conditions such as timely repayment, interest servicing, and proper routing of sale proceeds through the bank.
The RHFL account was marked as an NPA in September 2019 after repeated repayment defaults and non-compliance with financial discipline.
The audit, which examined the period from April 2016 to June 2019, found signs of fund diversion, misappropriation, and movement of money for purposes not approved under the loan. This supported the bank’s suspicion of financial irregularities.
The case names Jai Anmol Anil Ambani and Ravindra Sharad Sudhakar, who were involved in running the company during the period in question. They are accused of breaching financial responsibilities and taking part in fund diversion.
The bank claims that the promoters and directors engaged in manipulation of accounts, siphoning of funds, and misuse of credit facilities. The complaint adds that loan money was not used for business operations as intended.
Yes. Over the past few years, several NBFCs have come under scrutiny for suspected fund diversion and repayment failures. This case adds to a growing list of investigations involving financial mismanagement and stressed loans.
Maharashtra’s Farm-to-Field Road Scheme
The state has approved the Mukhya Mantri Baliraja Shet-Panand Raste Yojana, a major initiative to build all-weather, motorable roads that directly connect farms to villages, markets and nearby routes. The idea is to give rural communities dependable connectivity throughout the year, especially during the monsoon.
For years, farmers across Maharashtra have struggled with muddy, broken and inaccessible farm roads. These routes often completely fail during rains, making it difficult to transport produce, seeds, fertilisers and machinery. The new scheme aims to solve these problems by replacing poor-quality paths with stable, motorable roads that farmers can rely on in every season.
Earlier, many farm roads were built through MGNREGA manual labour, which led to slow progress and uneven quality. The government has now shifted fully to mechanised construction, which is quicker, more consistent and better suited for rural terrain. This is expected to significantly speed up work across districts.
To remove delays and simplify procedures, the government has waived several charges, including survey fees, measurement charges, police bandobast fees, and royalty on soil, sand, murum and stones. These exemptions reduce the overall cost and make it easier for departments to begin work without paperwork hurdles.
Road work will be tendered through a cluster-based system, with each package covering around 25 kilometres. This helps avoid scattered, slow-moving projects and allows contractors to complete roads faster and with uniform quality across the cluster.
Yes. The government has made tree plantation mandatory on both sides of every new road. This improves the local environment, provides shade, and strengthens the road edges in the long term.
A high-level committee headed by Revenue Minister Chandrashekhar Bawankule will monitor the project. The committee will track progress in all districts and ensure that roadwork is completed as per the planned standards.
Better roads mean farmers can transport produce quickly, reach markets on time, and avoid losses caused by delays during monsoon. It also improves access to essential services, agricultural inputs and emergency support. Overall, the scheme aims to make rural farming more efficient and reduce hardships linked to poor connectivity.
Yes. The government plans to implement the scheme in every rural district of Maharashtra, so farmers across the state get equal access to reliable farm-to-field connectivity.
Maharashtra gets approval for INR 1.50 lakh crore road projects
Maharashtra has received approval for road projects worth INR 1.50 lakh crore, marking one of the state’s largest infrastructure pushes in recent years. The projects focus on expressways and elevated corridors aimed at improving connectivity across key urban and regional routes, especially around Pune, Mumbai and Chhatrapati Sambhajinagar.
Union Road Transport and Highways Minister Nitin Gadkari confirmed the approval during the centenary celebrations of the Vidhan Parishad at Vidhan Bhavan, while the state legislature session was underway.
According to the announcement, work on the approved road projects is expected to begin within the next three months, with most of the major corridors targeted for completion by 2026.
One of the key projects is a new Pune–Chhatrapati Sambhajinagar expressway, which will be developed by the Maharashtra State Infrastructure Development Corporation (MSIDC) at a cost of INR 16,318 crore. The project already has an MoU in place and is expected to significantly improve regional travel.
Once completed, travel time from Pune to Chhatrapati Sambhajinagar is expected to come down to around two hours. Travel from Chhatrapati Sambhajinagar to Nagpur is projected to reduce to about two-and-a-half hours, improving long-distance connectivity across Maharashtra.
The Talegaon–Chakan–Shikrapur elevated road, costing INR 4,207 crore, has been approved and will see its ground-breaking after local body elections. In addition, the Hadapsar–Yavat elevated road is under planning, with its detailed project report currently being prepared.
For the Pune region alone, road projects worth INR 50,000 crore have been approved. These include expressways and elevated corridors aimed at easing congestion and improving daily commuting.
A parallel expressway to the existing Pune–Mumbai route, estimated to cost INR 15,000 crore, has been approved. This expressway is expected to significantly reduce pressure on the current highway and improve traffic flow between the two cities.
Travel time between Mumbai and Pune is expected to reduce to around one-and-a-half hours. The larger Mumbai–Pune–Bengaluru route could see travel times cut to about five-and-a-half hours, benefiting both commuters and logistics operators.
These projects aim to reduce congestion, shorten travel times, and improve transport efficiency across major economic corridors. Better roads support business movement, logistics, and daily commuting, while also strengthening links between urban centres and regional hubs.
The approvals align with the state’s ongoing focus on expressways, elevated corridors, and highway upgrades. Earlier commitments were also made to ease congestion near Mumbai and improve highway connectivity across Maharashtra, supporting long-term economic growth.
Dahisar radar relocation to unlock land for affordable housing in Mumbai
The Airports Authority of India’s high-frequency radar located at Dahisar will be relocated to Gorai. This decision has been agreed upon by the Civil Aviation Ministry, the Maharashtra government and other key stakeholders to remove long-standing restrictions on redevelopment in North Mumbai.
The radar installation imposed strict building height restrictions across large parts of Dahisar and nearby areas. These limits blocked redevelopment of old and unsafe buildings, slowed housing supply, and constrained urban growth. Relocating the radar clears the way for planned residential development while maintaining aviation safety.
Around 1,000 acres of land spread across nearly 6 kilometres will be unlocked once the radar is shifted. This land is expected to be used mainly for affordable housing projects and planned redevelopment in North Mumbai.
The move is expected to lead to the construction or redevelopment of nearly 50,000 homes over the next five years. This will significantly improve housing availability, allow residents to move out of ageing and unsafe buildings, and offer better access to basic amenities.
Civil Aviation Minister K Rammohan Naidu announced the relocation plan. Maharashtra Chief Minister Devendra Fadnavis confirmed that the state will bear the cost and provide alternate land. Union Minister Piyush Goyal, who represents North Mumbai, played a key role in coordinating with the Centre to move the proposal forward.
The Maharashtra government has agreed to provide land at Gorai free of cost to the Centre for the radar relocation. Additionally, 40 percent of AAI land at Dahisar will be repurposed for public use as part of the redevelopment plan.
Yes, an alternative site for the Juhu radar has been proposed and is currently under technical evaluation by the Airports Authority of India. Once finalised, the approval process for relocating the Juhu radar will begin.
After the radar relocation, redevelopment in Dahisar and Juhu (DN Nagar) will become feasible, allowing higher construction limits and better use of land. This is expected to improve housing options and infrastructure in these areas.
Large-scale housing development will generate significant employment, boost construction activity, and improve local infrastructure. The project is also expected to support regional economic growth in North Mumbai.
With redevelopment and new housing projects, Dahisar is expected to move beyond its image as Mumbai’s “last suburb” and emerge as a fast-growing residential hub, offering safer, greener and more affordable living options.
MoRTH issues detailed guidelines to strengthen tunnel safety, citing need for geological mapping, seismic checks and clearer contract terms
The Ministry of Road Transport and Highways (MoRTH) has issued detailed guidelines to improve safety, planning and execution of road tunnel projects across India. The guidelines focus on better geological assessment, structural stability, groundwater control, seismic safety and clearer contract provisions to reduce risks during construction.
The move follows multiple tunnel collapse incidents in recent years, including the Silkyara tunnel collapse in Uttarakhand in November 2023, where 41 workers were trapped for over two weeks. These events highlighted gaps in geological assessment, design planning and risk management, prompting the ministry to strengthen standards.
MoRTH has made it mandatory to use Geological Survey of India (GSI) geological maps and National Landslide Susceptibility Mapping during the alignment survey stage. These tools will help identify unstable terrain, fault zones and landslide-prone areas before excavation begins.
By requiring early-stage geological mapping, terrain suitability checks and landslide studies, project authorities can avoid risky alignments and plan safer designs. This reduces unexpected ground conditions during excavation, which are a major cause of tunnel failures.
The guidelines state that tunnel geometry should not only meet traffic and space needs but also ensure long-term structural stability. Designs must factor in rock behaviour, ground pressure and deformation risks to keep tunnels safe throughout their operational life.
MoRTH has emphasised that uncontrolled groundwater seepage can weaken tunnel structures over time. The guidelines require strong drainage systems and waterproofing measures to manage water pressure and prevent damage during and after construction.
For tunnels located in earthquake-prone regions, the ministry has mandated that designs must account for seismic stresses and deformation. This ensures tunnels can withstand ground movement during earthquakes and remain structurally sound.
MoRTH has highlighted the need for clear and detailed contract terms, covering milestones, timelines, variations, risk-sharing mechanisms and force majeure conditions. Clear contracts are expected to reduce disputes, delays and cost overruns during project execution.
While specialised rescue forces like the NDRF, SDRF and district disaster authorities will lead rescue operations, the guidelines say the tunnel construction agency should provide technical support, given its familiarity with the structure and site conditions.
The new norms are expected to make tunnel construction safer, more predictable and better planned, especially in hilly and geologically sensitive regions. Over time, this should reduce accidents, protect workers, improve construction quality and ensure smoother completion of national highway projects.
NHAI tightens highway safety steps as fog reduces visibility
The National Highways Authority of India has intensified safety steps because dense winter fog is reducing visibility across several highway stretches. Foggy conditions, especially during early mornings and late nights, significantly increase accident risks, prompting NHAI to take preventive action.
The primary goal is to reduce road accidents, ensure smoother traffic movement, and protect motorists during low-visibility conditions. NHAI’s approach combines infrastructure upgrades, driver awareness, and faster emergency response.
NHAI has directed its field offices to immediately restore damaged or missing road signs, pavement markings, and road studs. Additional reflective studs and signs are being installed on vulnerable stretches to improve night and fog-time visibility.
Retro-reflective yellow tapes are being fixed on crash barriers to make them clearly visible in fog. Construction zones and diversions are being secured with proper barricading, reflective boards, and illumination to prevent sudden lane changes.
Solar-powered blinkers have been installed at median openings, junctions, and critical points to alert drivers in advance. These systems help motorists identify turns, crossings, and potential hazards even when visibility is poor.
Electronic Variable Message Signs (VMS) are being used to display fog alerts, speed advisories, and caution messages. Public address systems are also issuing real-time warnings in fog-prone areas. Safety messages are being shared through digital platforms, electronic billboards, and local media.
NHAI teams are conducting regular night-time inspections to identify stretches where visibility drops sharply. Highway patrol vehicles with flashing batons have been deployed to guide traffic, and staff on duty are wearing reflective jackets for visibility.
NHAI has strengthened coordination with traffic police, district administrations, ambulance services, and local authorities to ensure quick response to fog-related incidents. Field officers have been given financial powers to fix accident-prone spots without delay.
Drivers have been advised to:
Maintain lane discipline and safe distance
Avoid sudden braking
Keep headlights and tail lamps switched on
Not stop vehicles on highways except at designated lay-bys or wayside amenities
Stationary vehicles on highways pose serious risks during low visibility.
These enhanced safety steps will remain active throughout the winter fog season, particularly in regions where visibility drops frequently, to ensure safer highway travel.
Uttar Pradesh renews push for pumped storage power projects, focuses on resolving water and land bottlenecks
The Uttar Pradesh government has renewed its focus on accelerating pumped storage power (PSP) projects by addressing key challenges like inter-state water allocation and land-related bottlenecks. The aim is to fast-track clean energy storage infrastructure and strengthen the state’s renewable energy ecosystem.
PSP projects store surplus electricity during off-peak hours and release it during peak demand. This helps balance fluctuations from renewable energy, enhances grid stability, and ensures a reliable power supply, making them a cornerstone of Uttar Pradesh’s long-term energy strategy.
Major hurdles include:
Inter-state water allocation issues, particularly for projects on rivers like the Sone River.
Land-related challenges, including discrepancies between forest records and revenue documents, which delay land identification and approvals.
Officials are ensuring strict compliance with existing inter-state water-sharing agreements while coordinating with other basin states. This approach aims to resolve disputes proactively and secure Uttar Pradesh’s entitled water share for PSP projects.
The Forest and Revenue departments have been instructed to work closely together to streamline land identification and transfer. The focus is on removing procedural overlaps and ensuring statutory approvals without compromising environmental safeguards.
The review was chaired by Infrastructure and Industrial Development Commissioner Deepak Kumar, with participation from officials across energy, water resources, forest administration, and land revenue departments.
Beyond improving energy security and grid resilience, PSP projects support industrial growth, enhance infrastructure development, and strengthen Uttar Pradesh’s renewable energy and energy storage capacity, positioning the state as a leader in clean energy initiatives.
The administration is focusing on tighter inter-departmental coordination, timely statutory clearances, and streamlined regulatory processes to eliminate bottlenecks and ensure faster implementation of PSP projects.
By storing surplus electricity generated from solar and wind sources, PSPs enable reliable energy supply during peak demand, helping integrate large-scale renewable energy efficiently into the state’s power grid.
The government aims to position PSPs as a critical component of the state’s evolving clean energy and power storage ecosystem, supporting sustainable growth, grid stability, and enhanced energy security for industries and households.
World Bank approves USD 305 million to strengthen Haryana’s clean air initiative
The World Bank has approved USD 305 million to support the Haryana Clean Air Project for Sustainable Development (HCAPSD). This includes a USD 300 million loan and a USD 5 million grant, aimed at reducing air pollution and improving air quality across Haryana by 2030.
The total project cost is INR 3,646 crore. The Haryana government will contribute INR 1,065 crore, along with an additional INR 83 crore grant, complementing the World Bank’s funding.
The programme focuses on transport, industry, agriculture, and urban management. Key interventions include electric buses, emission monitoring systems, cleaner technologies, incentives to reduce crop residue burning, and measures to curb vehicle emissions.
The transport sector receives INR 1,688 crore, funding:
500 electric buses in Gurugram, Faridabad, Sonipat, and Jhajjar
Incentives for electric three-wheelers and fleet replacement
200 EV charging stations
Phasing out of older high-pollution vehicles
Industrial interventions include:
INR 100 crore for shifting industries to piped natural gas
INR 330 crore to replace diesel generators with cleaner alternatives
Installation of Continuous Emission Monitoring Systems in major industrial units
INR 746 crore is allocated for:
Reducing crop residue burning
Improving soil management
Promoting cleaner agricultural practices
Implementation will be overseen by the Special Purpose Vehicle ARJUN, chaired by Rajesh Khullar, Chief Principal Secretary to the Haryana Chief Minister.
HCAPSD will deploy advanced air quality monitoring systems, strengthen municipal capacity, and support policies to reduce emissions from construction and urban transport. These measures aim to improve both urban air quality and public health.
The project emphasizes adoption of cleaner technologies, behavioral changes, and stakeholder engagement, involving citizens, industries, and local authorities. It aligns with India’s national air quality framework and aims to make Haryana a model for effective air quality management in northern India.
The initiative is set to run until 2030, focusing on long-term improvements in air quality and measurable public health benefits.
The Special Purpose Vehicle ARJUN will coordinate with multiple government departments to ensure timely execution, monitoring, and reporting across all sectors of the HCAPSD.
Agreement executed for India International University of Legal Education and Research campus in Amaravati
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