SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

The decision to hold the repo rate steady offers a sense of continuity at a crucial time for the real estate sector. It reassures homebuyers by keeping borrowing costs stable and helps sustain demand momentum. For developers, it provides clarity for planning and execution. Going ahead, policy support and improved liquidity will be key to unlocking the sector's full potential and ensuring steady, inclusive growth across markets.

Abhay Mishra, CEO & President, Jindal Realty

10 Apr 2026

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The RBI's decision to maintain the repo rate at 5.25% is, a catalyst for renewed enthusiasm in the real estate sector. Stability in borrowing costs will make home loans more accessible which will increase demand of home buyers. This will also help developers to speed up project launches and improve completion timelines, strengthening an environment of growth and confidence across key housing markets. We look forward to a pragmatic environment for the real estate industry

Jitender Yadav, Director, Roots Developers

10 Apr 2026

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The decision to keep the repo rate unchanged brings much-needed stability and predictability for the real estate sector. For homebuyers, it sustains affordability and supports sentiment in an already improving market. For developers, it allows better financial planning and project execution. However, timely liquidity support and faster approvals remain critical to maintain momentum. A balanced policy approach like this helps build long-term confidence and keeps the sector aligned with India's growth aspirations.

Pushpender Singh, Managing Director, JMS Group

10 Apr 2026

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The recent RBI MPC meeting has decided to keep the repo rate unchanged at 5.25%, supporting the momentum for the real estate sector. It translates into stable home loans, directly improving housing demand with better liquidity for developers. This will ensure developers to accelerate project launches and completion timelines, securing an environment of prosperity and reliance across key real estate markets.

Rajat Bokolia, CEO, Newstone

10 Apr 2026

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The RBI's decision to hold the repo rate at 5.25% reflects a well-considered and forward-looking approach. It signals confidence in the strength of the Indian economy, with growth holding steady and inflation still within a manageable range despite global uncertainties and fluctuating crude prices. Rather than reacting prematurely, the MPC has chosen to preserve policy flexibility, ensuring it has room to respond if conditions change further. This approach builds a strong position to support the India growth story and maintain stability, while reinforcing India's resilience and consistent growth outlook in the global context.

Ms. Binitha Dalal, Founder & Managing Partner, Mt. K Kapital

09 Apr 2026

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The central bank's measured approach is encouraging for the real estate industry. While inflationary pressures remain a watchpoint, the strong GDP growth outlook signals continued economic stability. This will have a positive ripple effect on real estate demand, particularly in urban and redevelopment-driven markets. Developers will continue to align offerings with evolving buyer preferences and affordability considerations.

Mr. Dhruman Shah, Promoter, Ariha Group

08 Apr 2026

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The RBI's outlook highlights India's strong growth fundamentals despite global headwinds. For the housing sector, a stable interest rate environment is critical in sustaining buyer sentiment. With inflation expected to remain within a manageable range, we believe homebuyers, especially in the luxury and aspirational segments, will continue to make investment decisions with confidence. This policy reinforces the sector's positive momentum.

Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers

08 Apr 2026

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The policy underscores the RBI's commitment to maintaining macroeconomic stability during uncertain global conditions. The real estate sector, particularly commercial and mixed-use developments, will benefit from continued economic momentum and business confidence. As corporate expansion and leasing activity remain robust, we foresee sustained demand for quality commercial assets, especially in key urban hubs.

Mr. Shilpin Tater, Managing Director, Superb Realty

08 Apr 2026

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The RBI's decision reflects a fine balance between inflation management and sustaining growth momentum amid global uncertainties. While rising crude prices and currency pressures remain concerns, India's economic resilience continues to stand out. For the real estate sector, stability in rates coupled with a strong GDP outlook of 6.9% will support buyer confidence, especially in the mid-income and premium housing segments. We expect end-user demand to remain steady, with homebuyers continuing to take a long-term view on investments.

Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory

08 Apr 2026

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With infrastructure and construction activity closely tied to economic growth, the RBI's positive GDP outlook is a strong signal for the sector. While cost pressures due to global factors like rising crude prices remain, the steady policy environment will help maintain project viability and execution momentum. We expect continued focus on timely delivery and cost optimization across the industry.

Mr. Rohan Shukla, Director and Chief Civil Officer, DGS Group

08 Apr 2026

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