SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Law & Policy

Kerala plans blockchain and service reforms to make land transactions secure

05 Jan 2026

Kerala is introducing new measures to make land transactions more secure, transparent and accessible. The state plans to implement blockchain technology to reduce fraud, prevent duplicate registrations, and strengthen document security. Reforms in sub-registrar offices aim to reduce in-person visits and simplify processes, while social equity measures like stamp duty concessions support economically weaker families. Past initiatives, including digital land records and integrated portals, have improved efficiency and revenue collection. The government also plans broader reforms in civic services, including online marriage registration notices.Read more

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MahaRERA strengthens accountability and transparency in Maharashtra’s real estate sector in 2025

05 Jan 2026

Throughout 2025, MahaRERA focused on strengthening governance in Maharashtra's real estate sector by resolving pending complaints efficiently and improving transparency for homebuyers. The regulator issued 4,282 project registrations, integrated all 481 planning authorities for online verification of construction certificates, and enforced stricter advertisement and reporting rules. Quarterly and Annual Progress Reports saw compliance rise to 80%, while new SOPs ensured compensation recovery from non-compliant developers. These measures collectively enhanced accountability, empowered homebuyers with better information, and streamlined regulatory processes, marking a significant improvement in the state's housing sector.Read more

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Karnataka eases occupancy certificate rules for rural homeowners

05 Jan 2026

The Karnataka government has relaxed occupancy certificate (OC) norms for newly constructed homes in rural areas under gram panchayat limits. Residential buildings on 30x40 sq ft plots, up to ground-plus-two or stilt-plus-three floors, no longer need an OC, even if built without prior plan approval. Previously, inspections by local authorities and verification of architectural approvals caused delays in service connections such as electricity, water, and drainage. This move follows a similar relaxation for small urban properties, aiming to reduce administrative delays and ensure faster delivery of essential services to homeowners.Read more

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Cabinet clears NH-326 upgrade in Odisha to improve access to tribal districts

05 Jan 2026

The Union Cabinet has approved the widening and strengthening of a key stretch of National Highway 326 in Odisha, a move welcomed by Chief Minister Mohan Charan Majhi. The project, with an estimated cost of INR 1,526.21 crore, covers the Mohana Koraput section and is expected to improve all-weather connectivity across tribal districts such as Koraput, Rayagada and Gajapati. The upgraded highway will enhance road safety, reduce travel time, and improve links with major national highways, ports and transport hubs, supporting regional mobility and economic activity.Read more

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Karnataka Housing Board warns buyers against illegal site sales in Bengaluru

05 Jan 2026

The Karnataka Housing Board (KHB) has cautioned homebuyers against purchasing plots in the Suryanagar Phase 4 residential layout using symbolic plot selection letters, stating such transactions are illegal and can lead to fraud or financial loss. These letters are issued only to landowners as part of the reservation process and do not grant ownership or transfer rights. The Board noted cases of misuse, including forged letters circulating in the market. Buyers are advised to only proceed after receiving formal allotment letters, completing registration, and obtaining eKhata, ensuring legal ownership and reducing risk.Read more

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ED reviews closure report in PMAY housing tender investigation

04 Jan 2026

The Enforcement Directorate has sought the 'C' summary final report and all investigation papers from Chhatrapati Sambhajinagar city police in connection with the Prime Minister Awas Yojana (PMAY) housing tender case that began in 2023. The police had closed the case after finding no cognisable offence, following a supplementary statement clarifying that three bidders submitted their bids from the same IP address, which led to tender cancellation. The ED is now examining the closure report as part of its ongoing money laundering investigation, including evidence collected during earlier searches in Chhatrapati Sambhajinagar, Pune, and Akola.Read more

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Ludhiana authorities give 30 days to secure fire safety NOC

Ludhiana News Desk

04 Jan 2026

Ludhiana civic authorities have issued a 30-day deadline for all commercial buildings, industrial units, educational institutions, and coaching centres to obtain a fire safety No Objection Certificate (NOC) as part of a safety enforcement drive. The order follows a fire at a Basant Nagar scrap storage facility that caused explosions and damaged nearby homes, prompting an investigation. Under the Fire Prevention and Fire Safety Act and the Punjab Fire and Emergency Service Act, failure to comply can result in fines up to INR 50,000 and sealing of premises. Online applications and guidance from the local fire brigade are available to assist property owners in meeting the requirements.Read more

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Mysuru development authority seeks landowner consent for large residential layout

04 Jan 2026

The Mysuru Development Authority (MDA) has invited landowners from four villages in Yelwal hobli to provide consent for a major residential project covering around 2,113 acres. Under the 50:50 development scheme, landowners will receive half of the developed land in exchange for their property. The project aims to create over 20,000 residential sites to address Mysuru's housing demand. However, villagers say they are not fully aware of the plan, and real estate experts have raised concerns about feasibility, investment costs, and the logistical challenge of obtaining thousands of signatures from over 1,500 owners.Read more

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Bihar shifts land record certification fully online with legal validity for digital copies

04 Jan 2026

The Bihar government has moved the certification of land revenue records entirely to an online system, granting full legal validity to digitally issued copies. Physical certified copies will no longer be provided. Records that are yet to be digitised will be brought online in a phased manner. The state has also streamlined mutation, correction and genealogy certificate processes, particularly in urban areas. Fixed timelines have been set for resolving different categories of land record errors, aimed at improving transparency, efficiency and public access to land-related services.Read more

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NHB urges housing finance firms to boost PMAY U 2.0 disbursals as pace slows

04 Jan 2026

The National Housing Bank (NHB) has expressed concern over slower-than-expected disbursements under the Pradhan Mantri Awas Yojana Urban 2.0 (PMAY U 2.0) interest subsidy scheme. In a review with top housing finance companies (HFCs) last week, officials urged lenders to enhance participation, particularly for smaller-ticket loans. Despite the government providing details of over 1.8 million potential beneficiaries, uptake remains limited due to perceived repayment risks and operational challenges. Most disbursements continue to focus on larger loans, running counter to the programme's goal of supporting lower-income urban borrowers.Read more

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