SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

The RBI-MPC decision reinforces market confidence amid ongoing geopolitical uncertainty. Holding the repo rate at 5.25% along with the reopening of the Strait of Hormuz will help avert added pressures arising from the increasing fuel and material costs. With the repo rate unchanged, homebuyers will benefit from sustained affordability, while the sector will be in a position to prioritise execution and developers capitalise on the sector's continued momentum.

Mr. Aditya N. Shah, Joint Managing Director, Mayfair Housing

08 Apr 2026

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Following the recent RBI policy announcement, where the repo rate has been retained at 5.25%, market sentiment is expected to remain stable, particularly across the affordable and mid-income segments. With some uncertainty around, this move to keep interest rates unchanged is a positive step. While this may not immediately lower borrowing costs, it continues to support existing demand dynamics by maintaining steady home loan rates and EMIs for buyers. This stability is likely to sustain affordability levels and keep buyer interest intact. Additionally, it offers developers some predictability in construction financing costs. Overall, the unchanged stance is expected to uphold positive buyer sentiment.

Mr. Prashant Khandelwal, Joint Secretary, CREDAI MCHI and Director & CEO, Agami Realty

08 Apr 2026

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The RBI's policy stance reflects a well-calibrated response to both domestic resilience and global volatility. Institutional and HNI investors are likely to remain bullish on real estate as an asset class, given its ability to hedge against inflation and deliver long-term value.

Mr. Nihar Jayesh Thakkar, Founder, The Mandate House Pvt. Ltd.

08 Apr 2026

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The RBI's decision to hold the repo rate at 5.25% reflects a calibrated pause amid rising global uncertainty, particularly the West Asia crisis and its inflationary spillovers through energy prices. For Indian real estate, this stability is significant. After cumulative rate cuts in 2025, residential demand, especially in mid and premium segments, has already absorbed higher price levels, with key markets seeing 8-12% YoY appreciation. A pause now sustains buyer sentiment without triggering fresh affordability shocks.
However, elevated input and financing costs will continue to pressure developer margins, even as bank credit growth remains strong. On the capital side, 20% growth in FDI signals continued investor confidence. Yet, prolonged geopolitical volatility could delay institutional inflows and impact construction timelines, particularly in cost-sensitive segments.

Mr. Avneesh Sood, Director, Eros Group

08 Apr 2026

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The Maharashtra Government's decision to keep Ready Reckoner rates unchanged has been welcomed by stakeholders in Thane's real estate sector. The state government's decision to maintain stable Ready Reckoner rates will help boost confidence among homebuyers and investors, especially during uncertain global economic times. The decision is expected to maintain the momentum in Thane's real estate market, providing a boost to homebuyers and investors alike.

Sachin Mirani, President, CREDAI MCHI Thane.

02 Apr 2026

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The decision will positively impact the 23rd Thane Property Expo scheduled later this month. "An upward revision could have impacted home buying sentiment, so this move is welcome."

Faiyaz Virani, Hon. Secretary, CREDAI MCHI Thane.

02 Apr 2026

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As Gudi Padwa and Eid converge in 2026, Thane's real estate market is abuzz with festive fervor. The city's growth story, fueled by infrastructure development and economic opportunities, is driving homebuyer interest. The Thane Metro, Coastal Road, and other projects are transforming the city's landscape, making it an attractive destination for homebuyers. With homes ranging from 40 lakh to 8 crore, Thane offers options for every budget,

Sachin Mirani, President, CREDAI MCHI Thane.

21 Mar 2026

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Thane is witnessing a unique convergence of cultural celebrations and economic momentum, The festive spirit, coupled with attractive offers and government incentives, is making it an ideal time to invest in a dream home. As the city celebrates Gudi Padwa and Eid, we're seeing a surge in inquiries and site visits. It's an opportune moment to invest in Thane's future, and we're committed to guiding homebuyers every step of the way,

Faiyaz Virani, Hon. Secretary, CREDAI MCHI Thane.

21 Mar 2026

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The impact of Atal Setu is showing up less in headlines and more in buyer
behaviour across Panvel and Navi Mumbai.
What were once considered peripheral markets are now seeing stronger end-user enquiries and more committed investor participation. Shorter commute times have expanded the practical catchment for homebuyers priced out of central Mumbai, while improved accessibility has reduced the perceived risk for investors. That combination is important. We're already seeing longer holding horizons, increased interest in mid-to-premium residential formats, and growing appetite from developers looking to build at scale.
Connectivity has shifted these markets from speculative plays to liveable, investable ecosystems.
This is how infrastructure quietly reshapes real estate cycles.

Mr. Sanjay Daga, CEO and Managing Director of Anex Advisory

13 Feb 2026

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The Atal Setu has effectively redrawn Mumbai's map. Mumbai has traditionally grown northwards because of its island shape, but now a whole new direction of growth has opened up. Historically, we've seen whenever new connectivity opens up, real estate gets a huge boost - look at Brooklyn after the Brooklyn bridge for instance. What's also interesting is that if you map out all locations that are 40 minutes away from South Mumbai, Panvel has by far the lowest property prices. So the Atal Setu is bound to result in stronger residential demand and long-term value appreciation in Panvel and Navi Mumbai.

Mr. Samyag M. Shah, Director of Marathon Nextgen Realty Ltd, CREDAI - MCHI Youth wing Convenor

13 Feb 2026

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