SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

The RBI’s 50 bps repo rate cut from 6.0 to 5.5 per cent, which effectively translates into potentially home loan rates reducing, adds to the positive of Thane’s vibrant real estate market. For Thane homebuyers, it is a continuation of previous reductions in home loan interest rates which results in making home ownership more affordable and accessible.

- Mr. Sachin Mirani President CREDAI MCHI THANE

09 Jun 2025

#Experts Speak
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The twin reduction of the repo rate by 50 basis points to 5.50% and cash reserve ratio by 100 basis points to 3% respectively by the RBI provides significant relief for homebuyers across the country. This bold move by the apex bank comes at a crucial time when inflation is easing, and the economy requires strong stimulus to sustain growth. The reduction in CRR is expected to infuse significant liquidity in the banking system, which will prompt banks to lend even more. The demand for mid and premium segment homes has already been on the rise following previous rate cuts, and this larger reduction will further accelerate interest from both homebuyers and investors

- Mr. Pradeep Aggarwal, Founder & Chairman, Signature Global (India) Ltd.

09 Jun 2025

#Experts Speak
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The RBI’s decision to cut the repo rate by 50 basis points—the third cut this calendar year, following two earlier cuts of 25 basis points each—reflects a clear push towards supporting credit growth and economic activity. For both existing and new borrowers, this cumulative 100 basis point reduction will provide significant relief in terms of reduced interest burden. Additionally, the move is expected to inject more liquidity into the system, further stimulating economic momentum.

- Mr. Aman Sarin, Director & Chief Executive Officer, Anant Raj Limited

09 Jun 2025

#Experts Speak
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There was strong anticipation in the market that the RBI would opt for a 50 basis point rate cut in this policy review—and the central bank delivered exactly that. With this move, the total repo rate reduction for the calendar year now stands at 100 basis points, which is quite significant in the current economic context. This cumulative easing is expected to bring considerable relief to retail loan borrowers, particularly those with large-ticket loans such as home loans, where even small reductions in interest rates can translate into meaningful savings over time.

- Mr. Raoul Kapoor, Co-CEO, Andromeda Sales and Distribution Pvt Ltd

09 Jun 2025

#Experts Speak
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The RBI’s decisive step will play a pivotal role in driving sales across the ?2–5 crore segment, which is fast emerging as the sweet spot for urban homebuyers. With improved affordability, greater financial confidence, and increasing preference for well-connected, premium residential offerings, we expect a strong sales surge in the coming quarters

- Mr. Ravi Aggarwal, Co-Founder & Managing Director, Signature Global

09 Jun 2025

#Experts Speak
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