SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

With infrastructure and construction activity closely tied to economic growth, the RBI's positive GDP outlook is a strong signal for the sector. While cost pressures due to global factors like rising crude prices remain, the steady policy environment will help maintain project viability and execution momentum. We expect continued focus on timely delivery and cost optimization across the industry.

Mr. Rohan Shukla, Director and Chief Civil Officer, DGS Group

08 Apr 2026

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The RBI's decision reflects a fine balance between inflation management and sustaining growth momentum amid global uncertainties. While rising crude prices and currency pressures remain concerns, India's economic resilience continues to stand out. For the real estate sector, stability in rates coupled with a strong GDP outlook of 6.9% will support buyer confidence, especially in the mid-income and premium housing segments. We expect end-user demand to remain steady, with homebuyers continuing to take a long-term view on investments.

Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory

08 Apr 2026

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The policy underscores the RBI's commitment to maintaining macroeconomic stability during uncertain global conditions. The real estate sector, particularly commercial and mixed-use developments, will benefit from continued economic momentum and business confidence. As corporate expansion and leasing activity remain robust, we foresee sustained demand for quality commercial assets, especially in key urban hubs.

Mr. Shilpin Tater, Managing Director, Superb Realty

08 Apr 2026

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The RBI's outlook highlights India's strong growth fundamentals despite global headwinds. For the housing sector, a stable interest rate environment is critical in sustaining buyer sentiment. With inflation expected to remain within a manageable range, we believe homebuyers, especially in the luxury and aspirational segments, will continue to make investment decisions with confidence. This policy reinforces the sector's positive momentum.

Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers

08 Apr 2026

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The central bank's measured approach is encouraging for the real estate industry. While inflationary pressures remain a watchpoint, the strong GDP growth outlook signals continued economic stability. This will have a positive ripple effect on real estate demand, particularly in urban and redevelopment-driven markets. Developers will continue to align offerings with evolving buyer preferences and affordability considerations.

Mr. Dhruman Shah, Promoter, Ariha Group

08 Apr 2026

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Given the current geopolitical uncertainties and surging input cost pressures, the RBI's unchanged repo rate stability provides a crucial foundation for the sustained growth impetus for the real estate sector. This decision is particularly significant for the luxury and mid-income housing, where borrowing costs and sentiments play a critical role. It will allow developers to stay focused on execution despite external volatility and support project completions, which would inturn boost consumer confidence. A future easing of rates could further accelerate demand and decision-making.

Mr. Vishal Ratanghayra, Founder & CEO- Platinum Corp.

08 Apr 2026

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The RBI holding the repo rate at 5.25% is reassuring for both homebuyers and the real estate sector. Stable rates support affordability, keep EMIs predictable and help sustain buying sentiment. At a time of rising costs and global uncertainty, this policy continuity is constructive for demand across residential and commercial real estate.

Mayur R. Shah, Vice-Chairman, Marathon Nextgen Realty Ltd. and former president of CREDAI-MCHI

08 Apr 2026

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Following the recent RBI policy announcement, where the repo rate has been retained at 5.25%, market sentiment is expected to remain stable, particularly across the affordable and mid-income segments. With some uncertainty around, this move to keep interest rates unchanged is a positive step. While this may not immediately lower borrowing costs, it continues to support existing demand dynamics by maintaining steady home loan rates and EMIs for buyers. This stability is likely to sustain affordability levels and keep buyer interest intact. Additionally, it offers developers some predictability in construction financing costs. Overall, the unchanged stance is expected to uphold positive buyer sentiment.

Mr. Prashant Khandelwal, Joint Secretary, CREDAI MCHI and Director & CEO, Agami Realty

08 Apr 2026

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The RBI-MPC decision reinforces market confidence amid ongoing geopolitical uncertainty. Holding the repo rate at 5.25% along with the reopening of the Strait of Hormuz will help avert added pressures arising from the increasing fuel and material costs. With the repo rate unchanged, homebuyers will benefit from sustained affordability, while the sector will be in a position to prioritise execution and developers capitalise on the sector's continued momentum.

Mr. Aditya N. Shah, Joint Managing Director, Mayfair Housing

08 Apr 2026

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RBI's decision to hold the repo rate at 5.25% is much welcome as it provides much-needed stability at a time of heightened geopolitical uncertainty and volatile oil prices. It allows homebuyers to ensure better planning and decide with greater confidence, supported by stable EMIs. For developers and the real estate at large, this pause in repo rates will help the sector sustain project momentum as it helps in mitigating the impact of potential rupee depreciation on construction costs.

Mr. Vivek Mohanani, CEO and managing director of Ekta World

08 Apr 2026

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