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The Jammu Division of Northern Railway has expanded its cash pickup arrangement with the State Bank of India (SBI) to cover 18 more railway stations, taking the total number of stations under the facility to 67. The arrangement is intended to improve the security of railway revenue, speed up cash deposits and reduce the responsibility of station staff involved in transporting and depositing collections. The facility is particularly relevant for remote stations, where accumulated cash previously had to be retained for several days. The move is part of the division’s broader efforts to improve financial and commercial management.
The Jammu Division of Northern Railway has entered into an agreement with the State Bank of India to extend its cash pickup facility to 18 additional railway stations. With the latest expansion, 67 stations in the division will now be covered by the arrangement.
Under the agreement, SBI will collect cash from the covered stations, transport it securely and deposit it with the bank within the required time. The arrangement is expected to reduce the amount of cash retained at railway stations and lower the risks associated with keeping revenue at stations for long periods.
The facility is especially relevant for stations in remote areas, where railway staff previously had to hold accumulated collections for several days before they could be deposited with a bank. Station managers and booking staff were also responsible for arranging the safe transportation of cash, adding to their operational workload and creating the possibility of delays in deposits and revenue accounting.
With the expansion, railway authorities expect station revenue to be handled more securely, while improving transparency in financial records and making the cash management process faster. The system will also reduce the need for frontline railway personnel to leave their regular duties to transport cash to bank branches.
For station managers and booking personnel, this means more time can be devoted to passenger-related responsibilities and day-to-day station operations. The arrangement also reduces the exposure associated with holding larger amounts of cash on station premises, particularly at locations where access to banking facilities may be limited.
Uchit Singhal, Senior Divisional Commercial Manager, Jammu, said passenger safety and revenue security remained key priorities for the division. He said the agreement with SBI would make cash handling more secure and transparent while reducing the workload on frontline employees. He added that stations that previously faced risks from retaining cash would now have a more secure collection arrangement, with the division working towards modernising its financial systems across its stations.
The latest initiative is in line with other commercial and financial measures being pursued by the Jammu Division. The division has also been encouraging digital payment modes such as UPI, QR-code payments and cards at major stations, along with the use of the RailOne app for passenger services.
The Jammu Division was established in 2025 and has since undertaken measures aimed at improving passenger services, revenue generation and commercial operations. Uchit Singhal, who took charge as Senior Divisional Commercial Manager in 2025, was subsequently recognised with the Ati Vishisht Rail Seva Puraskar for improvements and innovations in commercial and passenger services in the division.
The division has also continued to focus on revenue protection through regular ticket-checking drives. Such campaigns have been conducted across stations and trains, with officials linking the exercise to preventing revenue leakage and improving transparency in railway operations.
The expansion of SBI’s cash pickup service therefore addresses a specific operational issue at station level while fitting into the division’s wider efforts to improve the handling of railway revenue. By moving cash collection and deposit responsibilities to a banking arrangement, the system can reduce the risks and delays involved in manual cash transportation.
Source PTI
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