Advertisement
What really powers the cloud? Behind every Google search, A...
A lot of what defines a home isn’t visible at handover. I...
Private equity has played a significant role in shaping Indi...
Luxury real estate is one of the most talked-about segments ...
Airports play a much bigger role than just enabling travel -...
Yes Bank has entered into a strategic collaboration with institutional capital solutions platform Capital Stack to strengthen financing opportunities across multiple lending segments. Under the Memorandum of Understanding (MoU), Capital Stack will identify and structure institutional funding opportunities, while Yes Bank will evaluate participation based on its internal credit and risk policies. The partnership will initially focus on direct assignment, co-lending, term lending, securitisation and structured finance. It is also expected to improve access to funding across sectors such as affordable housing, MSME lending, vehicle finance, gold loans and supply chain finance.
Yes Bank has signed a Memorandum of Understanding (MoU) with institutional capital solutions platform Capital Stack to establish a framework for collaboration on institutional capital solutions. The partnership aims to strengthen funding avenues for financial institutions and enterprises by combining Capital Stack's transaction structuring expertise with Yes Bank's lending capabilities.
As part of the arrangement, Capital Stack will use its institutional network, market expertise and transaction structuring capabilities to identify, evaluate, structure and facilitate financing opportunities that align with Yes Bank's strategic priorities. The bank will independently assess participation in these opportunities in line with its internal credit, risk, regulatory and commercial policies.
The collaboration will initially focus on Direct Assignment (DA), co-lending, term lending, securitisation and structured finance solutions. These financing structures are expected to support a wider range of institutional funding requirements while enabling greater participation from financial institutions.
The partnership will cover financing across several lending categories, including vehicle finance, affordable housing finance, gold loans, Loan Against Property (LAP), MSME lending, consumer finance, microfinance and supply chain finance. The initiative is expected to improve access to capital for both financial institutions and businesses operating in these sectors.
In recent years, the Indian banking sector has increasingly adopted co-lending, securitisation and structured finance models to improve credit flow, diversify lending portfolios and reach underserved borrower segments. Such partnerships have also gained traction as lenders look to combine technology, capital and specialised expertise to expand credit availability while managing risk.
Commenting on the collaboration, Yes Bank Country Head (Retail Assets and Debt Management) Sumit Bali said the evolving credit ecosystem in India presents an opportunity to combine strong risk management frameworks with technology-led lending to support sustainable and scalable growth for financial institutions and enterprises across the country.
Capital Stack Managing Director Ashish Thekkekara said India's next phase of credit growth would depend on stronger collaboration between capital providers and lending institutions. He added that the partnership brings together complementary strengths to create more efficient funding channels for financial institutions and enterprises.
Source PTI
Advertisement
Facebook
Whatsapp
