SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Opinions

PropTech firm MilikiRumah highlights AI-led rent-to-own model to address homeownership challenges in Southeast Asia

WINSTON LEE, CO-FOUNDER AND CHIEF EXECUTIVE OFFICER

05 Apr 2026

MilikiRumah, a Southeast Asia-focused PropTech firm, has outlined its approach to improving homeownership access through an AI-driven rent-to-own model targeting underbanked populations. In leadership insights shared in the past week, the company's CEO highlighted that affordability and access to housing remain key challenges across the region. Operated by PT Miliki Rumah Indonesia and backed by Singapore-based Rightkey Capital, the firm uses data and artificial intelligence to help renters transition into mortgage-eligible homeowners. The model is currently active in Indonesia, with plans to expand regionally. Industry adoption of AI in real estate, according to the company, is being driven by cost pressures, efficiency gains, and quality improvements across both developed and emerging markets.Read more

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Dubai residential market sees renewed investor interest amid global uncertainty, with selective price flexibility creating entry opportunities

Porush Jhunjhunwala, CEO, Banke International Properties

05 Apr 2026

Dubai's residential real estate market is witnessing renewed investor attention as global economic uncertainty drives capital towards stable markets. While geopolitical tensions have created cautious sentiment, Dubai has continued to attract inflows, particularly from India, Europe, and Asia. Select segments are seeing moderate price corrections and improved negotiation scope, offering entry opportunities for investors. Despite this, underlying demand remains stable, with prime locations continuing to hold or appreciate in value. Rental yields of 7-10%, policy measures such as the Golden Visa, and investor-friendly regulations have supported sustained interest. The market's resilience is underpinned by population growth, infrastructure development, and consistent demand from high-net-worth individuals.Read more

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Boutique luxury homes gain traction as premium housing demand shifts towards design, privacy and long-term value

Siddhant Aashish Vice President Leasing & Business Development, Umiya Buildcon

04 Apr 2026

India's premium residential market is witnessing a structural shift towards boutique luxury housing, driven by evolving buyer preferences for design quality, privacy, and long-term value over scale and extravagance. According to industry estimates, nearly 66 per cent of residential sales in major cities during 2025 were for homes priced above INR 1 crore, reflecting rising demand in the high-end segment. Developers are increasingly focusing on low-density, design-led projects that prioritise sustainability, functionality, and micro-market location advantages. This transition also signals a move towards more disciplined development practices, with emphasis on construction quality, transparency, and lifecycle performance, as homebuyers become more selective and informed in their purchasing decisions.Read more

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Infrastructure-led urban expansion drives emergence of new micro-markets across Indian cities

Mr. Navin Kumar, Managing Director, Navin's.

29 Mar 2026

Urban expansion across Indian cities is increasingly being shaped by infrastructure development, influencing how new residential and investment micro-markets emerge. According to Navin Kumar of Navin's, improved connectivity through roads, metro networks and access to employment hubs is redefining location preferences. Areas once considered peripheral are gaining traction as infrastructure improves, creating multiple growth corridors instead of a single centralised zone. This shift is accelerating the formation of distinct micro-markets, each driven by connectivity and surrounding ecosystems. Developers are increasingly aligning land acquisition and project planning strategies with anticipated infrastructure expansion to capture early-stage demand and long-term value.Read more

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Connectivity, industrial base and social infrastructure drive Kundli–Sonipat’s emergence as a key NCR growth corridor

Akshay Taneja, CEO, TDI Infrastructure

29 Mar 2026

Kundli Sonipat is undergoing a structural shift as improved connectivity, expanding industrial activity, and growing social infrastructure reposition the micro-market within the National Capital Region. Located along NH-44, the corridor is benefiting from multiple transport upgrades, including the Delhi Metro Phase IV extension, the Delhi Panipat RRTS, and Urban Extension Road-II. These developments are being complemented by a strong industrial base led by logistics, manufacturing, and warehousing activity, supporting steady end-user demand. Educational institutions and healthcare facilities are also strengthening livability, prompting residential development aligned with actual occupancy. The corridor is increasingly being viewed as an integrated urban node rather than a peripheral extension of Delhi.Read more

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Building material industry underpins India’s infrastructure growth and sustainability goals, says Knauf India CEO

Mr. Sumit Bidani, CEO, Knauf India

28 Mar 2026

India's building material industry plays a critical role in supporting the country's infrastructure expansion and housing growth aligned with the Viksit Bharat vision, according to Sumit Bidani, chief executive of Knauf India. The sector contributes to safety, durability and environmental performance of construction through advancements in materials such as gypsum-based products. With increasing urbanisation, climate challenges and evolving building standards, demand for high-performance materials is rising. The industry is also shifting towards sustainable practices, including recyclable materials and energy-efficient production processes. These developments are positioned as essential to ensuring long-term resilience and efficiency in residential, commercial and infrastructure projects across India.Read more

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Global real estate emerges as long-term wealth allocation strategy for high-net-worth investors

Mr. Porush Jhunjhunwala, CEO, Banke International Properties

28 Mar 2026

Global real estate is gaining prominence as a long-term wealth allocation tool among high-net-worth individuals and family offices, according to Porush Jhunjhunwala of Banke International Properties. With the global property market valued at approximately USD 390 trillion, investors are increasingly viewing real estate as a means of diversification, income generation and capital preservation. Cross-border investments in markets such as Dubai, London and Mumbai are being driven by structural factors including urbanisation, infrastructure development and regulatory stability. The approach emphasises long-term holding, disciplined asset selection and risk management through governance structures, as investors seek to balance returns with resilience across economic cycles.Read more

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Redevelopment reshapes Mumbai housing as younger buyers prioritise lifestyle, location and integrated amenities

Suhan Shetty, Industrialist and Founder of Rubics Group

28 Mar 2026

Redevelopment activity across central Mumbai is gaining momentum as younger homebuyers increasingly prioritise lifestyle-driven housing in established locations. Micro-markets such as Sion, Sewree Wadala, Parel Lalbaug and Worli are witnessing renewed interest, supported by infrastructure upgrades including metro expansion and coastal road connectivity. Data indicates a rising preference for smart homes and wellness-focused amenities, with such projects commanding price premiums. Redevelopment is enabling the conversion of ageing housing stock into modern residential developments within core city areas, offering proximity to business districts along with integrated lifestyle features. The trend reflects a shift in demand patterns, with end users seeking convenience, connectivity, and amenity-rich living environments.Read more

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When the Cloud Becomes a Cornerstone of the City

Mr. Hardik Pandit, Director, APICES Studio Pvt. Ltd.

22 Mar 2026

The Union Budget 2026-27 has introduced a tax holiday for foreign cloud service providers operating through locally based data centres, aiming to strengthen India's digital infrastructure. The move is expected to attract global technology firms and accelerate the development of large-scale data centre ecosystems, especially in cities like Mumbai. Beyond technology, the policy has wider implications for architecture, urban planning, energy demand, and sustainability. It could reshape land use patterns, create economic clusters, and push cities to adopt resilient and efficient infrastructure systems over the coming decades.Read more

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High-speed rail push and connectivity upgrades reposition Tier-II and Tier-III cities as emerging real estate growth centres

Santosh Agarwal, Executive Director & CFO, Alpha Corp Development Limited

21 Mar 2026

Policy focus on infrastructure expansion, particularly high-speed rail corridors announced in the Union Budget 2026-27, is expected to accelerate the growth of Tier-II and Tier-III cities as key real estate and economic centres. Proposed corridors such as Mumbai-Pune, Pune-Hyderabad, Hyderabad-Bengaluru, and Delhi Varanasi aim to reduce travel time and improve inter-city mobility, linking smaller cities with major economic hubs. Improved connectivity is driving demand for residential, commercial, and logistics developments in these markets, supported by lower land costs and expanding employment opportunities. The shift reflects a broader move towards decentralised urbanisation, as developers and investors increasingly explore opportunities beyond Tier-I cities, where rising costs and congestion have constrained further expansion.Read more

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