SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Law & Policy

Seven landlords booked in Jammu for failing to complete tenant verification

05 Jan 2026

Jammu and Kashmir Police recently booked seven landlords in Jammu for not completing mandatory tenant verification before allowing tenants to occupy their properties. Five FIRs were registered at Bahu Fort police station and two at Channi Himmat, under Section 223 of the Bharatiya Nyaya Sanhita, following District Magistrate directives. The enforcement is part of routine verification efforts, intensified ahead of Republic Day. Authorities also urged landlords to comply with verification rules and highlighted the Kirayedar online portal, launched last December to simplify reporting and improve compliance across the district.Read more

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Kerala government says Smart City electric buses are not owned solely by Thiruvananthapuram Corporation

05 Jan 2026

A dispute has surfaced between the Kerala Transport Department and Thiruvananthapuram Corporation over the ownership and operation of 113 electric buses introduced under the Smart City project. The Transport Minister clarified that the buses were jointly funded by the Centre, the state government, and the city corporation, with the state bearing the majority of the cost. The civic body has raised objections to buses being operated outside city limits and has asked KSRTC to follow the original service agreement and profit-sharing terms.Read more

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Kerala plans blockchain and service reforms to make land transactions secure

05 Jan 2026

Kerala is introducing new measures to make land transactions more secure, transparent and accessible. The state plans to implement blockchain technology to reduce fraud, prevent duplicate registrations, and strengthen document security. Reforms in sub-registrar offices aim to reduce in-person visits and simplify processes, while social equity measures like stamp duty concessions support economically weaker families. Past initiatives, including digital land records and integrated portals, have improved efficiency and revenue collection. The government also plans broader reforms in civic services, including online marriage registration notices.Read more

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MahaRERA strengthens accountability and transparency in Maharashtra’s real estate sector in 2025

05 Jan 2026

Throughout 2025, MahaRERA focused on strengthening governance in Maharashtra's real estate sector by resolving pending complaints efficiently and improving transparency for homebuyers. The regulator issued 4,282 project registrations, integrated all 481 planning authorities for online verification of construction certificates, and enforced stricter advertisement and reporting rules. Quarterly and Annual Progress Reports saw compliance rise to 80%, while new SOPs ensured compensation recovery from non-compliant developers. These measures collectively enhanced accountability, empowered homebuyers with better information, and streamlined regulatory processes, marking a significant improvement in the state's housing sector.Read more

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Karnataka eases occupancy certificate rules for rural homeowners

05 Jan 2026

The Karnataka government has relaxed occupancy certificate (OC) norms for newly constructed homes in rural areas under gram panchayat limits. Residential buildings on 30x40 sq ft plots, up to ground-plus-two or stilt-plus-three floors, no longer need an OC, even if built without prior plan approval. Previously, inspections by local authorities and verification of architectural approvals caused delays in service connections such as electricity, water, and drainage. This move follows a similar relaxation for small urban properties, aiming to reduce administrative delays and ensure faster delivery of essential services to homeowners.Read more

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Cabinet clears NH-326 upgrade in Odisha to improve access to tribal districts

05 Jan 2026

The Union Cabinet has approved the widening and strengthening of a key stretch of National Highway 326 in Odisha, a move welcomed by Chief Minister Mohan Charan Majhi. The project, with an estimated cost of INR 1,526.21 crore, covers the Mohana Koraput section and is expected to improve all-weather connectivity across tribal districts such as Koraput, Rayagada and Gajapati. The upgraded highway will enhance road safety, reduce travel time, and improve links with major national highways, ports and transport hubs, supporting regional mobility and economic activity.Read more

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Karnataka Housing Board warns buyers against illegal site sales in Bengaluru

05 Jan 2026

The Karnataka Housing Board (KHB) has cautioned homebuyers against purchasing plots in the Suryanagar Phase 4 residential layout using symbolic plot selection letters, stating such transactions are illegal and can lead to fraud or financial loss. These letters are issued only to landowners as part of the reservation process and do not grant ownership or transfer rights. The Board noted cases of misuse, including forged letters circulating in the market. Buyers are advised to only proceed after receiving formal allotment letters, completing registration, and obtaining eKhata, ensuring legal ownership and reducing risk.Read more

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ED reviews closure report in PMAY housing tender investigation

04 Jan 2026

The Enforcement Directorate has sought the 'C' summary final report and all investigation papers from Chhatrapati Sambhajinagar city police in connection with the Prime Minister Awas Yojana (PMAY) housing tender case that began in 2023. The police had closed the case after finding no cognisable offence, following a supplementary statement clarifying that three bidders submitted their bids from the same IP address, which led to tender cancellation. The ED is now examining the closure report as part of its ongoing money laundering investigation, including evidence collected during earlier searches in Chhatrapati Sambhajinagar, Pune, and Akola.Read more

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Ludhiana authorities give 30 days to secure fire safety NOC

Ludhiana News Desk

04 Jan 2026

Ludhiana civic authorities have issued a 30-day deadline for all commercial buildings, industrial units, educational institutions, and coaching centres to obtain a fire safety No Objection Certificate (NOC) as part of a safety enforcement drive. The order follows a fire at a Basant Nagar scrap storage facility that caused explosions and damaged nearby homes, prompting an investigation. Under the Fire Prevention and Fire Safety Act and the Punjab Fire and Emergency Service Act, failure to comply can result in fines up to INR 50,000 and sealing of premises. Online applications and guidance from the local fire brigade are available to assist property owners in meeting the requirements.Read more

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Mysuru development authority seeks landowner consent for large residential layout

04 Jan 2026

The Mysuru Development Authority (MDA) has invited landowners from four villages in Yelwal hobli to provide consent for a major residential project covering around 2,113 acres. Under the 50:50 development scheme, landowners will receive half of the developed land in exchange for their property. The project aims to create over 20,000 residential sites to address Mysuru's housing demand. However, villagers say they are not fully aware of the plan, and real estate experts have raised concerns about feasibility, investment costs, and the logistical challenge of obtaining thousands of signatures from over 1,500 owners.Read more

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