SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

Thane is witnessing a unique convergence of cultural celebrations and economic momentum, The festive spirit, coupled with attractive offers and government incentives, is making it an ideal time to invest in a dream home. As the city celebrates Gudi Padwa and Eid, we're seeing a surge in inquiries and site visits. It's an opportune moment to invest in Thane's future, and we're committed to guiding homebuyers every step of the way,

Faiyaz Virani, Hon. Secretary, CREDAI MCHI Thane.

21 Mar 2026

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As Gudi Padwa and Eid converge in 2026, Thane's real estate market is abuzz with festive fervor. The city's growth story, fueled by infrastructure development and economic opportunities, is driving homebuyer interest. The Thane Metro, Coastal Road, and other projects are transforming the city's landscape, making it an attractive destination for homebuyers. With homes ranging from 40 lakh to 8 crore, Thane offers options for every budget,

Sachin Mirani, President, CREDAI MCHI Thane.

21 Mar 2026

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The Atal Setu bridge is more than an infrastructure project it is a structural shift in how Navi Mumbai and Panvel integrate with Mumbai's economic core. By significantly reducing travel time to South Mumbai and key business districts, it has enhanced daily convenience and reshaped buyer perception. Connectivity builds confidence, and confidence drives real estate.
We are already witnessing stronger end-user interest and investor traction in Panvel and emerging nodes of Navi Mumbai, as improved accessibility directly translates into long-term value creation. Infrastructure-led growth has historically defined Mumbai's expansion, and Atal Setu is accelerating that trajectory. For homebuyers, it means better work-life balance and future-ready locations. For investors, it signals sustained appreciation backed by tangible connectivity, not just speculation.

Mr. Bhadresh Shah, Managing Director, Today Group

13 Feb 2026

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The Atal Setu has effectively redrawn Mumbai's map. Mumbai has traditionally grown northwards because of its island shape, but now a whole new direction of growth has opened up. Historically, we've seen whenever new connectivity opens up, real estate gets a huge boost - look at Brooklyn after the Brooklyn bridge for instance. What's also interesting is that if you map out all locations that are 40 minutes away from South Mumbai, Panvel has by far the lowest property prices. So the Atal Setu is bound to result in stronger residential demand and long-term value appreciation in Panvel and Navi Mumbai.

Mr. Samyag M. Shah, Director of Marathon Nextgen Realty Ltd, CREDAI - MCHI Youth wing Convenor

13 Feb 2026

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The impact of Atal Setu is showing up less in headlines and more in buyer
behaviour across Panvel and Navi Mumbai.
What were once considered peripheral markets are now seeing stronger end-user enquiries and more committed investor participation. Shorter commute times have expanded the practical catchment for homebuyers priced out of central Mumbai, while improved accessibility has reduced the perceived risk for investors. That combination is important. We're already seeing longer holding horizons, increased interest in mid-to-premium residential formats, and growing appetite from developers looking to build at scale.
Connectivity has shifted these markets from speculative plays to liveable, investable ecosystems.
This is how infrastructure quietly reshapes real estate cycles.

Mr. Sanjay Daga, CEO and Managing Director of Anex Advisory

13 Feb 2026

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The RBI's decision to hold the repo rate steady at 5.25% offers stability for interest-rate sensitive sectors like real estate in the current macroeconomic environment. With inflation remaining at manageable levels and the benefits of earlier rate cuts continuing to flow through to homebuyers in the form of improved affordability, residential demand has remained resilient. The Union government's decision to raise public capital expenditure to 12.2 lakh crore in FY27, as announced in the Union Budget 2026, further strengthens the growth outlook through infrastructure-led development.
Supported by stable monetary policy and sustained public spending, the real estate sector will continue to play a pivotal role in driving economic growth, employment generation, and urban development across the country.

Mr. Pradeep Aggarwal, Founder & Chairman, Signature Global (India) Ltd.

06 Feb 2026

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RBI's decision to hold rates signals a preference to watch inflation, liquidity, and transmission before moving further. Most of the easing done so far has already flowed into retail lending, which is why home loan rates remain relatively competitive despite the pause. Affordability continues to be supported by stable spreads, lender competition, and selective concessions. Borrowers can still optimise costs by keeping EMIs higher to shorten loan tenures and reduce interest outgo, while balance transfers remain relevant for incremental savings. On the savings side, a steady repo rate means fixed deposit rates are likely to stabilise, with fewer sharp hikes ahead. Higher FD rates are becoming more selective, and most mainstream offers are settling into a narrower band. Investors looking to lock in current yields may consider spreading deposits across tenures, while senior citizen rates continue to offer a small but meaningful edge.

Adhil Shetty, CEO, BankBazaar

06 Feb 2026

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The RBI's choice to maintain the repo rate at 5.25% and adopt a neutral stance brings a sense of predictability to the real estate sector, which is more crucial than any minor rate cuts at this point. With over 100 basis points of cumulative rate reductions already in play and lending rates dropping by nearly 90-100 bps, mortgage affordability has mostly stabilized for mid-income and premium buyers, who are still driving demand. For developers like us, a stable rate environment makes it easier to manage funding costs and enhances cash-flow visibility, particularly for projects that are already underway. While credit from banks and NBFCs remains supportive, capital is becoming more selective, favoring those well-capitalized players. Affordable housing continues to face challenges, as rising costs and slower income growth lessen the benefits of stable EMIs. The neutral stance keeps future options open, allowing both buyers and developers to plan without the worry of policy uncertainty

Mr. Avneesh Sood, Director, Eros Group

06 Feb 2026

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The Union Budget 2026 positions real estate as a key growth engine by building a more stable, capital-efficient ecosystem that reduces project risk and attracts institutional investment - a critical need for premium, sustainable housing in fast-growing markets like Hyderabad.
The push for Green Credits and incentives for sustainable construction technologies - such as dry construction methods and recyclable materials - signals a clear policy shift toward environmentally responsible development. The Construction and Infrastructure Equipment (CIE) scheme, with its focus on advanced and energy-efficient equipment including modern lift systems for high-rises, further supports this transition toward smarter, greener buildings.
On the demand side, simplified NRI transactions - especially PAN-based TDS compliance without the need for a TAN - can significantly reduce friction for overseas buyers, making Indian real estate more accessible and investment-friendly. Importantly, the Budget's emphasis on sustainable urban renewal across housing segments from mid-income to premium - along with credit guarantees and process simplification, empowers developers to create more inclusive, well-planned communities. Growth corridors such as Kokapet and Neopolis in Hyderabad are well-placed to benefit from improved financing access and green incentives, enabling projects with smart technologies, global certifications, and future-ready amenities. From a premium developer's perspective, the real opportunity lies in building integrated townships that balance density, sustainability, lifestyle, and livability ensuring that growth remains equitable for both developers and homebuyers, while meeting the rising aspiration for high-quality urban living.

Mr. Lakshmi Narayana G, Designated Partner (Laxmi Infra), GHR Lakshmi Urbanblocks Infra LLP.

03 Feb 2026

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The Union Budget has yet again reinforced the government's long-term commitment to infrastructure-led growth and is a strong positive for the real estate sector across segments. The sharp increase in public capex to Rs 12.2 lakh crore, along with the continued focus on high-speed rail corridors and infrastructure development in Tier II and Tier III cities, will significantly enhance urban connectivity and liveability. These are key drivers for residential demand and large-scale township developments. The proposed Infrastructure Risk Guarantee Fund is a welcome step that will improve lender confidence and ease financing during the construction phase, enabling developers to execute projects with greater efficiency. The added push for domestic manufacturing of high-value, technology-advanced infrastructure equipment such as elevators and fire-fighting systems will help reduce costs, improve quality, and ensure timely project delivery. We see the expansion of REITs as a further strengthening of capital recycling and transparency, creating a healthier, more sustainable ecosystem for real estate development in India.

Mr. Anuj Goradia, Director of Dosti Realty

03 Feb 2026

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