SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Experts Speak

The policy underscores the RBI's commitment to maintaining macroeconomic stability during uncertain global conditions. The real estate sector, particularly commercial and mixed-use developments, will benefit from continued economic momentum and business confidence. As corporate expansion and leasing activity remain robust, we foresee sustained demand for quality commercial assets, especially in key urban hubs.

Mr. Shilpin Tater, Managing Director, Superb Realty

08 Apr 2026

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The RBI's decision reflects a fine balance between inflation management and sustaining growth momentum amid global uncertainties. While rising crude prices and currency pressures remain concerns, India's economic resilience continues to stand out. For the real estate sector, stability in rates coupled with a strong GDP outlook of 6.9% will support buyer confidence, especially in the mid-income and premium housing segments. We expect end-user demand to remain steady, with homebuyers continuing to take a long-term view on investments.

Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory

08 Apr 2026

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With infrastructure and construction activity closely tied to economic growth, the RBI's positive GDP outlook is a strong signal for the sector. While cost pressures due to global factors like rising crude prices remain, the steady policy environment will help maintain project viability and execution momentum. We expect continued focus on timely delivery and cost optimization across the industry.

Mr. Rohan Shukla, Director and Chief Civil Officer, DGS Group

08 Apr 2026

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The RBI's cautious stance, in light of global geopolitical tensions and inflationary risks, is a prudent move. The real estate sector benefits greatly from policy stability, and the current outlook provides that reassurance. With inflation projected at manageable levels and growth holding firm, we anticipate sustained traction in housing demand, particularly in emerging micro-markets and affordable housing segments, where affordability remains key.

Mr. Kamlesh Thakur, Co-Founder & Managing Director, Srishti Group

08 Apr 2026

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The RBI's status quo reflects a strategic shift from stimulus-driven growth to stability-led consolidation, which is exactly what the real estate sector is seeking in the current cycle. With global volatility, currency pressures, and rising commodity risks in play, a predictable interest-rate environment enables better investment planning, disciplined pricing, and efficient capital allocation. For investors, this translates into more sustainable returns rather than speculative upside. Coupled with structural enablers like infrastructure push, REIT financing access, and steady demand recovery, the sector remains fundamentally strong where stability, not just rate cuts, is emerging as the key catalyst for long-term value creation.

Vishal Raheja, Founder & MD, InvestoXpert Advisors

08 Apr 2026

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The RBI's decision to hold the repo rate at 5.25% underscores the importance of stability in today's uncertain global environment. For the real estate sector, consistency in borrowing costs is more valuable than short-term rate cuts, as it keeps EMIs predictable and sustains homebuyer confidence. This steady stance will continue to support demand, particularly in the mid-income and affordable segments, while reinforcing long-term market resilience.

Ashish Narain Agarwal, Founder & MD of PropertyPistol

08 Apr 2026

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The RBI's decision to maintain the repo rate reflects a calibrated and confidence-driven approach in the current economic environment. With inflation relatively stable and growth momentum intact, this policy stance provides clarity and reassurance to both homebuyers and developers. For the real estate sector, a steady interest rate regime plays a critical role in sustaining affordability and supporting end-user demand. More importantly, it reinforces a sense of predictability, which is essential for long-term investment decisions. Going ahead, this stability, coupled with ongoing infrastructure momentum, is likely to keep residential demand resilient and well-supported.

Mr. Bhavesh Shah, Joint Managing Director, Today Group

08 Apr 2026

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The RBI's decision to hold the repo rate at 5.25% reflects a calibrated pause amid rising global uncertainty, particularly the West Asia crisis and its inflationary spillovers through energy prices. For Indian real estate, this stability is significant. After cumulative rate cuts in 2025, residential demand, especially in mid and premium segments, has already absorbed higher price levels, with key markets seeing 8-12% YoY appreciation. A pause now sustains buyer sentiment without triggering fresh affordability shocks.
However, elevated input and financing costs will continue to pressure developer margins, even as bank credit growth remains strong. On the capital side, 20% growth in FDI signals continued investor confidence. Yet, prolonged geopolitical volatility could delay institutional inflows and impact construction timelines, particularly in cost-sensitive segments.

Mr. Avneesh Sood, Director, Eros Group

08 Apr 2026

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The Maharashtra Government's decision to keep Ready Reckoner rates unchanged has been welcomed by stakeholders in Thane's real estate sector. The state government's decision to maintain stable Ready Reckoner rates will help boost confidence among homebuyers and investors, especially during uncertain global economic times. The decision is expected to maintain the momentum in Thane's real estate market, providing a boost to homebuyers and investors alike.

Sachin Mirani, President, CREDAI MCHI Thane.

02 Apr 2026

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The decision will positively impact the 23rd Thane Property Expo scheduled later this month. "An upward revision could have impacted home buying sentiment, so this move is welcome."

Faiyaz Virani, Hon. Secretary, CREDAI MCHI Thane.

02 Apr 2026

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