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Haryana's Housing Policy Update: Flexible payment plans and support for vulnerable groups under MMSAY

Synopsis

The Haryana Cabinet, under Chief Minister Nayeb Singh Saini, has approved key changes to the Mukhya Mantri Shehri Awas Yojana (MMSAY). The amendments extend payment timelines for beneficiaries of 1 Marle (30 sq. yards) plots, giving them three years instead of six months to pay INR 80,000. The policy also allows for penalty-free refunds and plot transfer in case of a beneficiary's death. These changes aim to support urban families earning up to INR 1.80 lakhs annually, benefiting 15,250 low-income households across fourteen districts.

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The Haryana Cabinet, led by Chief Minister Nayeb Singh Saini, has approved important changes to the Mukhya Mantri Shehri Awas Yojana (MMSAY). This initiative aims to help urban families with an annual income of up to INR 1.80 lakhs, as verified through the Parivar Pehchan Patra (PPF). The amendments are designed to make housing more accessible and to provide additional support to low-income families.

One of the key changes in the policy is the extension of payment timelines for beneficiaries allocated 1 Marle (30 square yards) plots. Previously, beneficiaries had to pay an initial amount of INR 10,000 within one month of receiving their allotment letter. The new rules extend this period to two months. Furthermore, the time to pay the remaining amount of INR 80,000 has been increased significantly-from six months to three years. This extended timeframe will allow families more flexibility in managing their finances and securing housing.

In addition to financial adjustments, the updated policy has introduced provisions for refunds and the transfer of allotments in cases of unforeseen circumstances, such as the beneficiary's death. Under the new policy, beneficiaries can request a penalty-free refund of their principal amount before they take possession of their plot. If a beneficiary passes away, the allotment can be transferred to a legal heir provided that the necessary documentation, such as a death certificate and a no-objection certificate from other heirs, is presented.

The Haryana Government has committed to providing housing to vulnerable groups through this initiative. So far, 1 Marla (30 sq. yards) plots have been allotted to 15,250 beneficiaries from various disadvantaged groups, including Ghumantu Jati, widows, and Scheduled Castes. The locations of these allotments span across fourteen districts, including Charkhi Dadri, Fatehabad, Jhajjar, and Rohtak.

This policy adjustment aligns with the government's broader goal of improving living conditions for economically weaker sections. The initiative not only addresses immediate housing needs but also reflects the government's commitment to social equity. As housing remains a critical challenge for many families in urban areas, these amendments present a more supportive approach to ensuring that low-income families can attain secure living arrangements.

Overall, the changes to the Mukhya Mantri Shehri Awas Yojana are expected to have a positive impact on the lives of many families in Haryana. By providing greater financial flexibility and security, the government aims to improve the overall well-being of its citizens, reinforcing the importance of affordable housing initiatives in the state. This move is seen as a step towards sustainable urban development and social inclusion.

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